The Key Elements of Portfolio Management. Portfolio Management Tips for Young Investors. One of the reasons most often given for not investing is a lack of knowledge and understanding of the stock market. This objection can be overcome through self-education and step-by-step through the years because investors learn by investing. Classes in investing are also offered by a variety of sources, including city and state colleges, civic groups, and not-for-profit organizations, and there are numerous books aimed at the beginning investor. Start Early. Early Higher Risk Allocation. An Exemplary Egg. The idea is to select stocks across a broad spectrum of market categories. This is best achieved through an index fund. Aim to invest in conservative stocks with regular dividends, stocks with long-term growth potential, and a small percentage of stocks with better returns or higher risk potential. Certain AAA-rated bonds are also good investments for the long term, either corporate or government. Long-term U.S. Treasury bonds, for example, are safe and pay a higher rate of return than short- and mid-term bonds. Keep Costs to a Minimum.