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Debt vs. Equity Analysis: How to Advise Companies on Financing
 
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In this tutorial, you'll learn how to analyze Debt vs. Equity financing options for a company, evaluate the credit stats and ratios in different operational cases, and make a recommendation based on both qualitative and quantitative factors. http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" Table of Contents: 0:50 The Short, Simple Answer 3:54 The Longer Answer – Central Japan Railway Example 12:31 Recap and Summary If you have an upcoming case study where you have to analyze a company's financial statements and recommend Debt or Equity, how should you do it? SHORT ANSWER: All else being equal, companies want the cheapest possible financing. Since Debt is almost always cheaper than Equity, Debt is almost always the answer. Debt is cheaper than Equity because interest paid on Debt is tax-deductible, and lenders' expected returns are lower than those of equity investors (shareholders). The risk and potential returns of Debt are both lower. But there are also constraints and limitations on Debt – the company might not be able to exceed a certain Debt / EBITDA, or it might have to keep its EBITDA / Interest above a certain level. So, you have to test these constraints first and see how much Debt a company can raise, or if it has to use Equity or a mix of Debt and Equity. The Step-by-Step Process Step 1: Create different operational scenarios for the company – these can be simple, such as lower revenue growth and margins in the Downside case. Step 2: "Stress test" the company and see if it can meet the required credit stats, ratios, and other requirements in the Downside cases. Step 3: If not, try alternative Debt structures (e.g., no principal repayments but higher interest rates) and see if they work. Step 4: If not, consider using Equity for some or all of the company's financing needs. Real-Life Example – Central Japan Railway The company needs to raise ¥1.6 trillion ($16 billion USD) of capital to finance a new railroad line. Option #1: Additional Equity funding (would represent 43% of its current Market Cap). Option #2: Term Loans with 10-year maturities, 5% amortization, ~4% interest, 50% cash flow sweep, and maintenance covenants. Option #3: Subordinated Notes with 10-year maturities, no amortization, ~8% interest rates, no early repayments, and only a Debt Service Coverage Ratio (DSCR) covenant. We start by evaluating the Term Loans since they're the cheapest form of financing. Even in the Base Case, it would be almost impossible for the company to comply with the minimum DSCR covenant, and it looks far worse in the Downside cases Next, we try the Subordinated Notes instead – the lack of principal repayment will make it easier for the company to comply with the DSCR. The DSCR numbers are better, but there are still issues in the Downside and Extreme Downside cases. So, we decide to try some amount of Equity as well. We start with 25% or 50% Equity, which we can simulate by setting the EBITDA multiple for Debt to 1.5x or 1.0x instead. The DSCR compliance is much better in these scenarios, but we still run into problems in Year 4. Overall, though, 50% Subordinated Notes / 50% Equity is better if we strongly believe in the Extreme Downside case; 75% / 25% is better if the normal Downside case is more plausible. Qualitative factors also support our conclusions. For example, the company has extremely high EBITDA margins, low revenue growth, and stable cash flows due to its near-monopoly in the center of Japan, so it's an ideal candidate for Debt. Also, there's limited downside risk in the next 5-10 years; population decline in Japan is more of a concern over the next several decades. RESOURCES: https://youtube-breakingintowallstreet-com.s3.amazonaws.com/Debt-vs-Equity-Analysis-Slides.pdf
Introduction to Debt and Equity Financing
 
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Help us learn more about your experience by completing this short survey: https://www.surveymonkey.com/r/RRKS8LZ Subscribe to Alanis Business Academy on YouTube for updates on the latest videos: https://www.youtube.com/alanisbusinessacademy?sub_confirmation=1 Finance is the function responsible for identifying the firm's best sources of funding as well as how best to use those funds. These funds allow firms to meet payroll obligations, repay long-term loans, pay taxes, and purchase equipment among other things. Although many different methods of financing exist, we classify them under two categories: debt financing and equity financing. To address why firms have two main sources of funding we have take a look at the accounting equation. The basic accounting equation states that assets equal liabilities plus owners' equity. This equation remains constant because firms look to debt, also known as liabilities, or investor money, also known as owners' equity, to run operations. Debt financing is long-term borrowing provided by non-owners, meaning individuals or other firms that do not have an ownership stake in the company. Debt financing commonly takes the form of taking out loans and selling corporate bonds. Using debt financing provides several benefits to firms. First, interest payments are tax deductible. Just like the interest on a mortgage loan is tax deductible for homeowners, firms can reduce their taxable income if they pay interest on loans. Although deduction does not entirely offset the interest payments it at least lessens the financial impact of raising money through debt financing. Another benefit to debt financing is that firm's utilizing this form of financing are not required to publicly disclose of their plans as a condition of funding. The allows firms to maintain some degree of secrecy so that competitors are not made away of their future plans. The last benefit of debt financing that we'll discuss is that it avoids what is referred to as the dilution of ownership. We'll talk more about the dilution of ownership when we discuss equity financing. Although debt financing certainly has its advantages, like all things, there are some negative sides to raising money through debt financing. The first disadvantage is that a firm that uses debt financing is committing to making fixed payments, which include interest. This decreases a firm's cash flow. Firms that rely heavily in debt financing can run into cash flow problems that can jeopardize their financial stability. The next disadvantage to debt financing is that loans may come with certain restrictions. These restrictions can include things like collateral, which require the firm to pledge an asset against the loan. If the firm defaults on payments then the issuer can seize the asset and sell it to recover their investment. Another restriction is a covenant. Covenants are stipulations or terms placed on the loan that the firm must adhere to as a condition of the loan. Covenants can include restrictions on additional funding as well as restrictions on paying dividends. Equity financing involves acquiring funds from owners, who are also known as shareholders. Equity financing commonly involves the issuance of common stock in public and secondary offerings or the use of retained earnings. A benefit of using equity financing is the flexibility that it provides over debt financing. Equity financing does not come with the same collateral and covenants that can be imposed with debt financing. Another benefit to equity financing also does not increase a firms risk of default like debt financing does. A firm that utilizes equity financing does not pay interest, and although many firm's pay dividends to their investors they are under no obligation to do so. The downside to equity financing is that it produces no tax benefits and dilutes the ownership of existing shareholders. Dilution of ownership means that existing shareholders percentage of ownership decreases as the firm decides to issue additional shares. For example, lets say that you own 50 shares in ABC Company and there are 200 shares outstanding. This means that you hold a 25 percent stake in ABC Company. With such a large percentage of ownership you certainly have the power to affect decision-making. In order to raise additional funding ABC Company decides to issue 200 additional shares. You still hold 50 shares in the company, but now there are 400 shares outstanding. Which means you now hold a 12.5 percent stake in the company. Thus your ownership has been diluted due to the issuance of additional shares. A prime example of the dilution of ownership occurred in in the mid-2000's when Facebook co-founder Eduardo Saverin had his ownership stake reduced by the issuance of additional shares.
How To Distribute Startup Equity (The Smart Way)  | Dan Martell
 
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Having issues deciding how to split up the equity in your business between your team (co-founder), advisors and potential investors? In this video, I provide some guidelines and some major DON'TS when thinking about startup equity. Are you an entrepreneur? Get free weekly video training here: http://www.danmartell.com/newsletter + Join me on FB: http://FB.com/DanMartell + Connect w/ me live: http://periscope.tv/danmartell + Tweet me: http://twitter.com/danmartell + Instagram awesomeness: http://instagram.com/danmartell Related Videos - To Raise or Not To Raise Venture Capital https://www.youtube.com/watch?v=syfMR9Akxqo - The 3 Secret Agreements You Make When Accepting Venture https://www.youtube.com/watch?v=syfMR9Akxqo - Startup Balance With Kids https://www.youtube.com/watch?v=X2NsSWYs-20 Okay. Due to popular demand, I’ve decided to finally tackle the billion dollar beast. And while it’s not easy to have a conversation about startup equity without putting the faint of heart to sleep, it’s territory that simply can’t be overlooked. Because for any growth-oriented entrepreneur entertaining the idea of handing out equity in their company, the math absolutely matters… And one small misstep can be the difference between accelerated growth or the speed pass to startup hell. So if you’ve ever wondered what a healthy equity breakdown looks like for all key stakeholders (founders, advisors, investors and team members)... … then give this new video a quick spin. As you can see, used appropriately, equity can be an amazing way to incentivize team members and attract key advisors and investors. Like I did with Uber’s Travis Kalanick But if you don’t enter the conversation with clear knowledge of the right benchmarks to shoot for… … then you’re setting yourself up to either give too much away or lose talent and investors to other startups playing a much sharper numbers game. So get your numbers right. Make the right offers. And then step up to the plate and use equity for the growth accelerant it is. To splitting the pie… (and watching it grow), – Dan Don't forget to share this entrepreneurial advice with your friends, so they can learn too: https://youtu.be/hWA1b8owinc ===================== ABOUT DAN MARTELL ===================== “You can only keep what you give away.” That’s the mantra that’s shaped Dan Martell from a struggling 20-something business owner in the Canadian Maritimes (which is waaay out east) to a successful startup founder who’s raised more than $3 million in venture funding and exited not one... not two... but three tech businesses: Clarity.fm, Spheric and Flowtown. You can only keep what you give away. That philosophy has led Dan to invest in 33+ early stage startups such as Udemy, Intercom, Unbounce and Foodspotting. It’s also helped him shape the future of Hootsuite as an advisor to the social media tour de force. An activator, a tech geek, an adrenaline junkie and, yes, a romantic (ask his wife Renee), Dan has recently turned his attention to teaching startups a fundamental, little-discussed lesson that directly impacts their growth: how to scale. You’ll find not only incredible insights in every moment of every talk Dan gives - but also highly actionable takeaways that will propel your business forward. Because Dan gives freely of all that he knows. After all, you can only keep what you give away. Get free training videos, invites to private events, and cutting edge business strategies: http://www.danmartell.com/newsletter
Views: 58418 Dan Martell
Credit card company offering home equity loans
 
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Discover Financial Services, a company best known for credit cards, is introducing a home equity loan. CBS News contributor and analyst Mellody Hobson talks to Charlie Rose and Norah O'Donnell about whether or not the terms are right for you.
Views: 461 CBS News
Startup Funding Explained: Everything You Need to Know
 
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The Rest Of Us on Patreon: https://www.patreon.com/TheRestOfUs The Rest Of Us on Twitter: http://twitter.com/TROUchannel The Rest Of Us T-Shirts and More: http://teespring.com/TheRestOfUsClothing Part 2: https://www.youtube.com/watch?v=fcjmVj5fM5k Credits: Music by The FatRat. https://www.youtube.com/channel/UCa_UMppcMsHIzb5LDx1u9zQ If you're a YouTuber, definitely check The FatRat. The channel offers a wide variety of free-to-use music for your videos.
Views: 1452152 The Rest Of Us
Business Studies - Sources of Finance: Business Exam Tips
 
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Get Unlimited Access to GCSE Tutor Videos & Online Revision Here for £19.99: http://www.revisionapp.co.uk/product/online-gcse-revision. When choosing finance for a business, its essential that it's adequate for the needs of the business. For example, making sure that it's actually enough to pay for what it is you need. Its also important that its appropriate and won't leave the business with massive interest payments if it is already burdened with other high monthly payments. Finance can come from internal or external sources. If it comes from internal sources it's likely to come from three sources; retained profits from previous years after all deductions, sale of assets such as machinery and, more effective use of capitol. This may include chasing debtors and negotiating longer credit periods with suppliers. All of these sources are are a great way of raising large amounts of cash. External finance is generated from outside the business in a variety of ways. The main sources are loan capital, venture capital, ordinary share capital and personal funding. Loan capital is one of the most common ways of funding a business. Loans are often used to purchase fixed assets such as land and machinery. Typically they are re-payed in monthly instalments and the bank will usually require collateral in the event of a business defaulting. Although large amounts of funding are available, loans are becoming increasingly difficult to get and the application process can be long-winded. Furthermore too many loans increase the company's gearing to dangerous levels. Business bank accounts will often come with an overdraft facility that will allow the business to withdraw more money from the bank than it has in its account. It's a flexible, short-term method of borrowing extra money. However, its important to remember that interest is calculated on a daily basis and it can be recalled at very short notice. Venture capital is an extremely risky type of investment that a 'venture capitalist' will make in a business which they believe has huge growth potential. Venture capital provides long-term committed share capital to help companies grow and succeed. Venture capitalist typically prefer to invest in entrepreneurial businesses. Obtaining venture capital is very different from taking out a loan with a bank. Banks have a legal right to interest on a loan and repayment of the capital regardless of if the business is a success whereas venture capital is invested in exchange for an equity stake in the business. As a shareholder, the venture capitalist's return is dependent on the profitability of the business. This return is earned when the venture capitalist "exits" by selling its shareholding when the business is sold to another owner. Alternatively a company might want to use ordinary shares to raise cash. To do so they would raise new shares and offer them to new or existing shareholders. The market value of a company's shares is determined by the price another investor is prepared to pay for them. In the case of publicly-quoted companies, this is reflected in the market value of the ordinary shares traded on the Stock Exchange. Lastly, owners of small businesses may choose to invest their own money into their business. This money could come from; personal savings, inherited funds, personal bank loans. They may make this decision because they desperately want their business to work and, also because its difficult for business to get credit. The biggest risk is that if the business fails the owner losses their investment or assets.
Help to buy equity loan scheme
 
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help to buy equity loan scheme - one minute overview - explains how it works and how you benefit
Views: 448 amortgagenow
Understanding Debt vs Equity Financing (Part 4)
 
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Your small business is poised for major growth — but how will you get there? In part 4 of this 50-minute class, Bond Street CEO David Haber explains the differences between debt financing and equity financing, which of the two types you qualify for, and how to weigh the pros and cons of each. Are you a design studio looking to move into a bigger space? A freelancer with an LLC planning to hire a second employee? A coffee shop opening a new location? A production company investing in new equipment? From knowing what your loan options are, to what you need for the application, and the "magic number" you should keep in mind to ensure success, David draws on his experience as both a lender and a venture capitalist to lay out the financing process in simple, clear terms. This class is meant for small business owners in all fields who are looking to dream big and take their companies to the next level. No prior financial knowledge is necessary — all you need is the passion that got you into this business in the first place, and the desire to invest in your own growth. Interested in a loan? Check your rate (It’s free and won't impact your credit score): http://bit.ly/1S2ALYm Click here to learn more about Bond Street: http://bit.ly/1RkMcaH Interviews, news, guides and more: http://bit.ly/1S2ALYm Like Bond Street on Facebook: http://on.fb.me/22jUYh6 Follow Bond Street on Twitter: http://bit.ly/1pmsBQR Follow Bond Street on Instagram: http://bit.ly/1Lp7qrO
Views: 13725 Bond Street
Mark Cuban: Only Morons Start a Business on a Loan
 
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June 14 (Bloomberg) -- Entrepreneur Mark Cuban discusses the U.S. Economy and starting a business with Trish Regan at the Clinton Global Initiative in Chicago on Bloomberg Television's "Street Smart." (Source: Bloomberg) --Subscribe to Bloomberg on YouTube: http://www.youtube.com/Bloomberg On Bloomberg Television's "Street Smart," hosts Trish Regan and Adam Johnson bring you the most important market news and analysis affecting the S&P 500, Dow Jones Industrial Average, and the Nasdaq for your last trade of today and first trade for tomorrow. Broadcasting daily from Bloomberg TV's headquarters in New York, this business news show centered around the closing bell on New York exchanges, is targeted to provide the best analysis of the day's leading market headlines with a mix of original reporting, earnings news and expert sourcing from Wall Street's sharpest options traders, equity strategists and company analysts. Trish Regan and Adam Johnson provide actionable insight on the capital markets daily with regular segments such as "Chart Attack," depicting likely market moves before they happen, and "Insight & Action" which explains original trading ideas that can make you money. In addition, "Street Smart" is filled with breaking news, political analysis, and market-moving interviews with exclusive guests such billionaire investor Carl Icahn, hedge fund titan Bill Ackman, automaker Elon Musk and more. "Street Smart" broadcasts at 3-5pm ET/12-2pm PT. For a complete compilation of Street Smart videos, visit: http://www.bloomberg.com/video/street-smart/ Watch "Street Smart" on TV, on the Bloomberg smartphone app, on the Bloomberg TV + iPad app or on the web: http://bloomberg.com/tv Bloomberg Television offers extensive coverage and analysis of international business news and stories of global importance. It is available in more than 310 million households worldwide and reaches the most affluent and influential viewers in terms of household income, asset value and education levels. With production hubs in London, New York and Hong Kong, the network provides 24-hour continuous coverage of the people, companies and ideas that move the markets.
Views: 4065648 Bloomberg
Blend CEO on how his company is transforming home equity loan process
 
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CNBC's Hugh Son and Nima Ghamsari of Blend joins 'The Exchange' to discuss how Blend is an example for the future of home equity loans. Receive exclusive commentary from CNBC anchor Kelly Evans: https://cnb.cx/2CWYubi » Subscribe to CNBC: http://cnb.cx/SubscribeCNBC About CNBC: From 'Wall Street' to 'Main Street' to award winning original documentaries and Reality TV series, CNBC has you covered. Experience special sneak peeks of your favorite shows, exclusive video and more. Get the latest news: http://www.cnbc.com/ Find CNBC News on Facebook: http://cnb.cx/LikeCNBC Follow CNBC News on Twitter: http://cnb.cx/FollowCNBC Follow CNBC News on Google+: http://cnb.cx/PlusCNBC Follow CNBC News on Instagram: http://cnb.cx/InstagramCNBC
Views: 749 CNBC Television
Equity vs. debt | Stocks and bonds | Finance & Capital Markets | Khan Academy
 
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Debt vs. Equity. Market Capitalization, Asset Value, and Enterprise Value. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/venture-capital-and-capital-markets/v/chapter-7-bankruptcy-liquidation?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/stock-and-bonds/venture-capital-and-capital-markets/v/more-on-ipos?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: This is an old set of videos, but if you put up with Sal's messy handwriting (it has since improved) and spotty sound, there is a lot to be learned here. In particular, this tutorial walks through starting, financing and taking public a company (and even talks about what happens if it has trouble paying its debts). About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 372166 Khan Academy
Equity vs Debt - Hindi
 
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What is Equity? What is Debt Investment & Fund Raising meaning? When you invest in an Asset or Business, you have mainly two choices to raise funds - Equity and Debt. Similarly, you can also invest in Equity Investment products such as Equity Shares, Mutual Funds, ULIP, ELSS, Private Equity, Venture Capital etc. or you can invest in Debt Instruments such as Loans, Corporate Bonds, Government and Infrastructure Bonds, Debt Mutual Funds & ULIPs etc. Related Videos: NPV (Net Present Value): https://youtu.be/SpHIBfPGwx8 IRR (Internal Rate of Return): https://youtu.be/x6eXfx2Tv-w Discount Rate: https://youtu.be/XqqD1d713W8 इक्विटी इन्वेस्टमेंट और फंडरेज़िंग क्या होता है? डेब्ट इन्वेस्टमेंट और फंडरेज़िंग का अर्थ क्या है? जब आप किसी संपत्ति या व्यापार में निवेश करते हैं, तो आपके पास फंड्स रेज़ करने के लिए मुख्य रूप से दो विकल्प होते हैं - इक्विटी और डेब्ट। इसी तरह, आप इक्विटी शेयर, म्यूचुअल फंड, यूएलआईपी, ईएलएसएस, प्राइवेट इक्विटी, वेंचर कैपिटल इत्यादि जैसे इक्विटी निवेश प्रोडक्ट्स में भी निवेश कर सकते हैं या आप लोन, कॉर्पोरेट बॉन्ड, गवर्नमेंट एंड इंफ्रास्ट्रक्चर बॉन्ड, डेब्ट म्यूचुअल फंड और यूएलआईपी आदि जैसे डेब्ट इंस्ट्रूमेंट्स में इन्वेस्ट कर सकते हैं। Share this Video: https://youtu.be/5CWrpR6mcFw Subscribe To Our Channel and Get More Property and Real Estate Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter. In this video, we have explained: What is the meaning of equity investment and fundraising? What is debt investment & fundraising? What is the definition of equity? What is debt? How funds are raised using equity or debt for asset or business? What are some common equity investment product? How does equity fundraising work? What is the concept of equity fundraising? What is the basic concept of equity and debt? How is the concept of equity and debt used in business? What is the difference between equity fundraising and debt fundraising? What options are there for equity or stock investments? Make sure to Like and Share this video. Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Google Plus – https://plus.google.com/+assetyogi-ay Twitter - http://twitter.com/assetyogi Facebook – https://www.facebook.com/assetyogi Linkedin - http://www.linkedin.com/company/asset-yogi Pinterest - http://pinterest.com/assetyogi/ Instagram - http://instagram.com/assetyogi Hope you liked this video in Hindi on “Equity & Debt - Investment & Fundraising”.
Views: 78814 Asset Yogi
How to get a home equity loan
 
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HELOCs aren't the bargains they once were but lenders are still extending lines of credit.
Views: 2792 CNN Business
Understanding Home Equity
 
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Description
Views: 38594 Monica Felton
What Is Equity In A Home
 
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What is home equity. Because I talk about equity so commonly in my videos, I get lots of questions about what it is. It's very important to understand and makes all the difference in real estate investing. The difference between a investment property with equity and one without equity, is the difference between a treasure chest full of money vs. one that is empty. Hopefully this video clarifies how important it is to invest in properties that have equity waiting for you. Watch and Enjoy! Kris Krohn & Nate Woodbury RESOURSES: ======================== Limitless 3 Day Event: http://bit.ly/2j5r8wM Get Mentoring: http://bit.ly/2lPGp9d Real Estate Investing Help: http://bit.ly/2lPGp9d Free Real Estate Audiobook: http://bit.ly/2oiORxy Free Conscious Creator Audiobook: http://bit.ly/2sZmaYU EQUIPMENT ======================== Camera: http://amzn.to/2oRnnAA Favorite Lens: http://amzn.to/1QEqTF4 External Mic: http://amzn.to/1Sx8Jq0 Camera Backpack: http://amzn.to/2oy5JAR MUSIC ======================== Tobu - Infectious https://www.youtube.com/watch?v=ux8-EbW6DUI Artist: https://www.youtube.com/tobuofficial Licensed under Creative Commons — Attribution 3.0 Unported— CC BY 3.0 Support This Channel: ======================== ==SUBSCRIBE== http://bit.ly/1TOqKBN ==LIKE== Your "Likes" help more people find our videos. ==COMMENT== Comment and ask Questions ==PATREON== https://www.patreon.com/REInvestorTV ======================== Video by Nate Woodbury (The Hero Maker) BeTheHeroStudios.com
Views: 301208 Kris Krohn
Funding for Your StartUp | Private Equity | Venture Capital | Angel Investor | Dr Vivek Bindra
 
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In this Video Dr Vivek Bindra unveils the secret on how to attract fundings for a startup business. He discusses in detail the difference between Private equity investors and venture capitalists. He also advises new business and start ups different ways to attract funds. Watch this video until the end for successful growth and health of your business 1. If you want to know how to raise funds for your startups from external agencies then watch this video 2. If you want to know how to raise funds for your startups through venture capitalists then watch this video 3.If you want to know how to raise funds through PE investors then watch this video 4.If you want to know more about angel investors then watch this video 5.If you want to know more about seed capital then watch this video 6. If you want to know more about debt capital then watch this video 7.If you want to know more about seed fundings then watch this video 8. If you want to know more about IPO then watch this video 9. If you want to know more about growth capital then watch this video 10. If you want to know more about debt restructuring then watch this video 11. If you want to know more about debt financing then watch this video 12. If you are looking for investors then watch this video 13.If you are looking for venture capital then watch this video 14.If you are looking for PE investors then watch this video To Attend a 4 hour Power Packed “Extreme Motivation & Peak Performance” Seminar of BOUNCE BACK SERIES, Call at +919310144443 or Visit https://bouncebackseries.com/ To attend upcoming LEADERSHIP FUNNEL PROGRAM, Call at +919810544443 or Visit https://vivekbindra.com/upcoming-programs/leadership-funnel-by-vivek-bindra.php Watch the Leadership funnel Program Testimonial Video, here at https://youtu.be/xNUysc5b0uI Follow our Official Facebook Page at https://facebook.com/DailyMotivationByVivekBindra/ and get updates of recent happenings, events, seminars, blog articles and daily motivation.
Debt vs Equity Financing | Advantages & Disadvantages | Key Differences
 
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In this video, Debt vs Equity Financing we will study its key differences along with advantages & disadvantages. 𝐖𝐡𝐚𝐭 𝐢𝐬 𝐃𝐞𝐛𝐭 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠? ------------------------------------------ Debt means taking the money and debt financing means taking money without granting away your rights of ownership. 𝐃𝐞𝐛𝐭 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 𝐀𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞𝐬 --------------------------------------------------- #1 - Debt financing does not give company lender rights of ownership. #2 - After subtracting taxes, you start paying interest on loans. 𝐃𝐞𝐛𝐭 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 𝐃𝐢𝐬𝐚𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞𝐬 -------------------------------------------------------- #1 - Too much loan or debt generates cash flow issues which make it hard to repay your debts. #2 - You have to pay the money back in a certain amount of time 𝐖𝐡𝐚𝐭 𝐢𝐬 𝐄𝐪𝐮𝐢𝐭𝐲 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠? ---------------------------------------------- Company needs cash or extra income to grow continuously.These resources can be raised by equity financing . 𝐄𝐪𝐮𝐢𝐭𝐲 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 𝐀𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞𝐬 ---------------------------------------------------- #1 - The risk is lower here because it's not a loan and it does not need to be repaid.Equity Financing is a very nice way to finance your business if you can't afford a loan. #2 - We collect a shareholder network that increases your firm's credibility. 𝐄𝐪𝐮𝐢𝐭𝐲 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 𝐃𝐢𝐬𝐚𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞𝐬 --------------------------------------------------------- #1 - In event of extremely large dispute with shareholders, you might only need to take advantage of cash and let investors run your business without you. #2 - It takes time and effort to find the perfect investors for your firm. 𝐃𝐞𝐛𝐭 𝐯𝐬 𝐄𝐪𝐮𝐢𝐭𝐲 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 𝐊𝐞𝐲 𝐃𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐜𝐞𝐬 ------------------------------------------------------------------------- #1 - Debt is short - term finance, Whereas equity is firm's long - term finance. #2 -Debt financiers are the firm's lender.Whereas, company's shareholder is the company's owner. To know more about 𝐃𝐞𝐛𝐭 𝐯𝐬 𝐄𝐪𝐮𝐢𝐭𝐲 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 you can go to this 𝐥𝐢𝐧𝐤 𝐡𝐞𝐫𝐞:-https://www.wallstreetmojo.com/debt-vs-equity-financing/ Subscribe to our channel to get new updated videos. Click the button above to subscribe or click on the link below to subscribe - https://www.youtube.com/channel/UChlNXSK2tC9SJ2Fhhb2kOUw?sub_confirmation=1
Views: 266 WallStreetMojo
Business Loan or Business line of credit? Which is better?
 
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This week we give a quick and to-the-point guide on the basic differences between a business loan and a business line of credit, and practical examples of when to use them. If you have an in depth question about business funding, leave a comment below. Visit https://Applymidwest.com to qualify for up to $150K Business Line of Credit. Midwest Corporate Credit is a Business Consulting Firm based in Oakbrook Terrace, IL. We strive to provide our client with top notch service. To learn more, visit https://midwestcorporatecredit.com *********************Resource Center********************* ***Webinar Replays 🌐👥📹 [1] - How I Obtained $3,500,000 in Business Credit https://www.youtube.com/watch?v=xuKb30DfetY [2] - Using Business Credit to 10x Real Estate Investing https://www.youtube.com/watch?v=aFXCM-yhQx4 ***Learn How to Borrow at 1.5% PER YEAR 💳💰📆 [1] - Borrow at 1.5% APR [step by step guide] https://www.youtube.com/watch?v=NMbH4crUv2Y ***Learn how to increase your credit limits 💲💳➕ [1] - How to increase limits with free checklist https://www.youtube.com/watch?v=tKO6FHgG4YY [2] - [CASE STUDY] 4 tips to go from $7K ➡️ $135K https://www.youtube.com/watch?v=AdOf6mwF9Z0 [3] - [CASE STUDY] Huge Credit Limits [$40K to $300K] https://www.youtube.com/watch?v=EE0h-5kF_L8 ***Real Estate & Business Credit 🏚️➕💳=💲🏠💲 [1] - [CASE STUDY] Six-Figure House Flip https://www.youtube.com/watch?v=-N0YOM2Ivtg [2] - [CLIENT INTERVIEW] Investing in Real Estate https://www.youtube.com/watch?v=N2icpn8EoCc ***Learn how to Build Business Credit 🎓📈💰 [1] - ONE HOUR Business Credit Training (email opt-in) https://www.youtube.com/watch?v=hnomekSqtMI ***FREE Apps to Build your Business Credit 3️⃣🆓💳 [1] - 3 Apps to Build Strong Business Credit (email opt-in) https://www.youtube.com/watch?v=ZCIb3TebCHo ************************************************************* **********Funding Your Business is Our Business********** ************************************************************* ***Who we are, and what we do 👤🌐👔 [1] - Visit Our Website https://www.applymidwest.com/ ***We can help your Business Grow 🏪💲🌱 [1] - Schedule a 1-on-1 Consultation: By Phone: (844) 220-8826 Online: https://www.applymidwest.com/get-started ***Skip the Line & Get Funding NOW 💲💲💲 [1] - Get Pre-Qualified for Business Funding in 5 Minutes: Online: https://www.applymidwest.com/get-funding-now ***Thank you for watching. Don't Forget to Subscribe!***
Convertible Notes, Equity and Startup Funding Explained
 
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If you're starting your first company, understanding stock, preferred stock, options, convertible notes and other fundraising instruments can be truly overwhelming. We didn't find a single video that covered this, so here we go. If you are an early-stage startup company in the tech space, the best way to raise capital is with a convertible note or a similar instrument. However, to understand how those work, we first need to understand how stock works. STOCK You are probably familiar with the term 'stock.' A company is divided into chunks, and each shareholder owns a certain percentage of the company, which gives control of company decisions, and a share of the profits. A PRICED ROUND: RAISING MONEY FOR STOCK The 'traditional' approach towards raising capital is with a priced round. Tech companies are different. Tech companies have tremendous scale potential and often fantastic margins. A software product or an app, for example, can realistically operate with 80%+ margins, and serve millions of customers around the world, with a minimal staff. Think of Uber, who raised $500,000 on their first round, and are now worth, well, billions of dollars. So the value of a startup is not related directly to their revenue, but to their potential. Some variables to take into account here are: - The market size, how many customers are there in the world. - The technology variable, is there a unique piece of tech that nobody else has, or that optimizes a process drastically? - Potential margins, how many employees are needed to serve 100,000 customers or 1,000,000 customers? When Instagram had 300 million users, their staff was 13 people. However, all these numbers are variables and theories, and nobody knows for sure. The valuation of a startup is defined by how much potential an investor sees in the business, how risky it is, and how much upside do they want in exchange for risking their money, just like a bet. These days, a reasonable number for a tech company like our theoretical FounderHub would be a $4,000,000 (pre-money) valuation. Again, assuming this is a high scale, high margin business. All of these decisions require negotiations, and lawyers, and signatures to be put in writing, and they can make the process take six months or more from 'agreeing to invest.' Since most early companies don't have six months, they often choose to go with a Convertible Note. If you want to run your own calculations, you can download the free template we have at FounderHub.io?utm_source=youtube.com&utm_medium=video&utm_campaign=video-content&utm_term=fundraising CONVERTIBLE NOTES A convertible note is an instrument that delays the valuation conversation, and it allows the company to access the capital sooner, with less negotiation and much smaller legal fees. A convertible note is like a loan, but instead of using an asset like a house for collateral, the company stock is the collateral. This means, obviously, that the investor also needs to believe in the business to invest, because the note intends to convert into stock. Like I said before, defining a company valuation is tough. Too many variables, too little data... so with a convertible note, the investor is saying: I'll give you the money for you to grow now. In a year or so we should have the data to support a priced, traditional round, so my investment will convert then, with the valuation and terms that the new investors define. So a convertible note is an investment that triggers, - Ideally, on a new round of funding. - Also ideally, if the company is acquired. - At a predefined deadline, often 18 or 24 months after the original investment. At this point, investors can negotiate a note extension, they can convert it at the Cap, or they can request a payback, again, if the company can afford it. Now, YCombinator and 500 Startups have both designed documents inspired by convertible notes, but simpler. And free. The KISS-A (Keep it simple security) and the SAFE (simple agreement for future equity) are simplified convertible note templates that you can use to raise money and skip lawyer fees. You can download it on our FounderHub site, and refer to our knowledge base for more details on completing it. They both work as a convertible note but reducing a lot of the paperwork requirements. Alright. We have videos coming on the process of incorporating a business, distributing founder stock and vesting. Let us know which of those topics you would like us to prioritize. If you found this useful, help us out by subscribing and sharing. ► Subscribe to our Channel Here http://www.youtube.com/subscription_center?add_user=slidebean -- About Us: Slidebean is a pitch deck creation tool with hundreds of templates available to use as a starting point. Thousands of companies have used our platform to pitch investors and raise capital. ---- Follow Us: Twitter: https://twitter.com/slidebean Linkedin: http://www.linkedin.com/company/slidebean
Entrepreneurship - Debt and Equity Financing
 
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Teach your students about debt and equity financing. In this video a small business owner wants to expand her business, but she must decide how to pay for the truck she needs to haul her product--by loan or equity. This video can be shown along side the lessons from the Entrepreneurship Economics publication.
Money Management & Personal Finance : About Home Equity Loan Terms
 
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The terms of a home equity loan will be dictated by the financial institution, but will almost certainly include requiring a high appraisal value, significant leftover equity and good credit. Make sure home equity loan terms feel comfortable with advice from a registered financial consultant in this free video on home equity. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Views: 58 eHow
Can I Take Out An Equity Loan On My Home To Start A Business?
 
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Listen to Bill Macklem of Dominion Macklem Mortgages answer your questions with his Mortgage Question of the Week feature on the AM650 Radio Real Estate Show every Saturday at 10 AM in Metro Vancouver. For more information, visit http://www.BilliMac.com!
Views: 465 Bill Macklem
Difference between Debt and Equity
 
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join my Whatsapp Broadcast / Group to receive daily lectures on similar topics through this Whatsapp direct link https://wa.me/917736022001 by simply messaging YOUTUBE LECTURES If you wish to learn more about above topic ,check this Online course Financial Management A Complete Study for CA/CMA/CS/CFA/ACCA and here is the: Enrollment Link For Students Outside India: https://bit.ly/2D2QE0I Enrollment Link For Students From India: https://bit.ly/2WwImFW Check our other Comprehensive courses in Finance /Accounts / Costing / Credit Analysis / Financial Management / Statistics / Banking / Auditing, etc. @ lowest ever price in the market: I) ACCOUNTING COURSES: a) Accounting Basics A Complete Study https://bit.ly/2Wy4ZtE b) Advanced Accounting A Complete Study https://bit.ly/2FHR1zs c ) Accounting Standards A Complete Study https://bit.ly/2FKuuSM d) Consolidated Financial Statement https://bit.ly/2TCijuY e) Company Valuation https://bit.ly/2CMtqff f) MBA Accounting and Finance for Managers https://bit.ly/2uAczrG g) Accounting for CA Inter Paper 1 (Module 1) https://bit.ly/2EH2Czx h) Accounting for Employees Stock Ownership Plan (with Co-Instructor Anu Sebastian) https://bit.ly/2CIHDtE i) How to prepare Financial Statements for Indian Companies (with Co-Instructor Anu Sebastian) https://bit.ly/2FAdTjq II) BANKING COURSES: a) Accounting and Finance for Bankers https://bit.ly/2YxfGyk b) Accounting, Finance and Banking A Complete Study https://bit.ly/2FKcd89 c) Banking PO Exams Practice Test Series Part 1 (with Co-Instructor Sandeep Kumar) https://bit.ly/2HPyWBY d) NPA Management - A Complete Study https://bit.ly/2OfpZCl III) COSTING COURSES: a) Cost Accounting A Complete Study https://bit.ly/2YwSRe1 b) Management Accounting A Complete Study https://bit.ly/2CHTrMT IV) CREDIT ANALYSIS COURSES: a) Banking Credit Analysis Process (for Bankers) https://bit.ly/2TbmAoO b) How to Carry out Term Loan Appraisal & Assessment as Banker https://bit.ly/2Uedjhh c) How to Carry out Financial Analysis as Banker https://bit.ly/2FHTdaa d) Credit Policy, Products Delivery, Appraisal, Risk & Rating https://bit.ly/2DxhsqR e) Export Finance, Priority Sector Lending and Retail Loan https://bit.ly/2RVWjzj V) DIRECT TAXATION COURSES: a) Direct Taxation in India https://bit.ly/2JMPYSZ VI) FINANCIAL MANAGEMENT COURSES: a) Financial Management A Complete Study https://bit.ly/2WwImFW b) Advanced Financial Management A Complete Study https://bit.ly/2Yw8n9U c) Financial Management for CA Inter Exams https://bit.ly/2U4CerB d) CFA Corporate Finance Level 1 https://bit.ly/2TI61RU e) CFA Corporate Finance Level 2 https://bit.ly/2FFnnKh VII) GST COURSES: a) Basics of GST in India https://bit.ly/2uHn2BL VIII) AUDITING COURSES: a) Basics of Auditing https://bit.ly/2Y5dVYO IX) TAMIL COURSES ON ACCOUNTING AND FINANCIAL MANAGEMENT COURSES: a) Accounting Basics in Tamil https://bit.ly/2TIWqhG b) Financial Management in Tamil https://bit.ly/2HioBOD X) STATISTICS COURSES: a) Basics of Statistics https://bit.ly/2FIB8Jc XI) For Competitive Exam: a) Reasoning ability for IBPS PO Mains Exams https://bit.ly/2GLvqaA b) Master Squares and Cubes: Excel in Competitive Examination (with Co-Instructor Sandeep Kumar) https://bit.ly/2YyG7U5 c) Simplification Techniques and Tricks for Competitive Examinations (with Co-Instructor Sandeep Kumar) https://bit.ly/2MrQIe9 d) General Awareness for IBPS-PO Mains Exam(with Co-Instructor Sandeep Kumar) https://bit.ly/2V4cZ4O e) General knowledge for IBPS- PO mains Exam(with Co-Instructor Sandeep Kumar) https://bit.ly/2SPtftO XII) MARKETING: a) Learn Advertising through Real Life Cases https://bit.ly/2FyKbLw b) Basics of AD-Message & Product Classification https://bit.ly/2FHTolU XIII) BUSINESS : a) Basics of Economics a Complete Study https://bit.ly/2TD9LnH b) Basics of Forex Management A Complete Study https://bit.ly/2IT1Vq2 c) Basics of Commerce A Complete Study https://bit.ly/2UlJn60 d) Basics of Indian Companies Act 2013 https://bit.ly/2FyGXHW XIIII) BASICS OF BUSINESS : a) Finance for Non Finance Executives https://bit.ly/2CLem1A Install our android app CARAJACLASSES to view lectures direct in your mobile - https://bit.ly/2S1oPM6
Views: 118784 CARAJACLASSES
Loan Appraisal: Visiting Client's Business - Equity Bank Team
 
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In this video, MicroSave explains the Biashara Imara Lending Cycle, an individual loan product of Equity Bank. This episode discusses the first few steps of the lending cycle, namely, loan application, loan appraisal and analysis. After filling of the loan application, the loan officer visits the business premise and residence of the client for loan appraisal and analysis. The Loan Appraisal process is something that requires a considerable amount of skill and knowledge from the loan officer. Further, the loan officer also carries out background research before moving on to the next step of the lending cycle.
Views: 738 MicroSave
Asset Based Guaranteed 100% LTV Equity Bank Loan.wmv
 
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http://www.ocfprivatelendig.com Leveraged Asset 100% LTV Equity Bank Loan - True Asset Based GUARANTEED Loans Do you own a free and clear asset currently worth at LEAST $100K? Do you own real estate with at LEAST $100K in equity....? Do you need to get cash within the next 7 days? Cant find any bank or lender who will accept your Asset as collateral...? Private International Banker will make a guaranteed $100K TRUE Asset Based Equity Loan against almost ANY verifiable asset that you own. Up to 100% of Value! ELIGIBLE ASSETS THAT QUALIFY ANY Real Estate with at least $100K in equity, also, Coins, Art Work, Pensions, Precious Gems and Metals, In Ground Assets, Automobiles, Business Equipment, Trust Funds....we can even loan against FILED JUDGMENTS ...and more! LOAN QUALIFYING CONDITIONS and TERMS • Asset Value will be established by a new appraisal or valuation • Proof of ownership is mandatory • Real Estate only needs a minimum of $100 K in equity • All NON REAL ESTATE Assets MUST be free and clear • Loans will be up to 100% of value, up to $100K • NO MINIMUM CREDIT REQUIREMENTS • Borrower need only show verifiable income sufficient to make payments. • Payments and Terms: $500 per month per each $100K loan for 5 years (60 months) • TOTAL PAYMENTS PER $100K = $30,000.00 If all payments are made on time, NO BALLOON PAYMENT OF PRINCIPAL IS REQUIRED! If you own an asset worth at least $100K and meet the above loan terms and criteria contact us today. There is no obligation and all information is held in strictest confidence.
Money Management : About the Hidden Costs of Home Equity Loans
 
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The most notable hidden cost associated with home equity loans is the origination fee, which is a point that the mortgage company will charge upfront against the value of the overall loan. Work with a company that has no origination fees with help from a registered financial consultant in this free video on money management and personal finance. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Views: 217 eHow
Equity Loans
 
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http://www.lendinguniverse.com you can find Equity Loans , and hard money lenders and the best interest rate refi all types of real estate Home Mortgage and all of your Mortgage Loans needs at http://www.lendinguniverse.com/lenders.asp connect with residential commercial and land lenders and brokers also Mobile Home, Construction Loan, Notary, Financing and best interest rate, bad credit mortgage solution. Complete our simple form and we will deliver you fast, accurate multiple results. We are neither a lenders nor a broker we give borrower tools to find and track all the negotiations. Lenders compete- You decide. Here is partial list of Calculators the site does a lot more: mortgage rates fed interest rate current mortgage rates federal interest rate historical libor interest rates interest rates today's mortgage rates lowest mortgage rates mortgage interest rates federal reserve interest rates what is the prime interest rate prime interest rate what is the current fed interest rate mortgage rates predictions what is the libor interest rate compare mortgage rates current prime interest rate wells fargo mortgage rates interest rate calculator mortgage interest rates in home mortgage rates current mortgage interest rates best mortgage rates how are mortgage rates determined todays mortgage rates refinance mortgage rates mortgage, loan, refinancing, refinance, loans, mortgage refinancing, equity loans, home mortgage, mortgage loans, financing, finance, investment, mortgage rates, mortgage loan, bad credit, home equity, fha, home loans, mortgage refinance, bad credit mortgage, mortgage calculator, mortage, amortization, interest, morgage, home equity loans, home loan, credit mortgage, mortgages, mortgage home loan, mortgage ca, lending, lenders, lender, reverse mortgage, equity loan, home refinance, interest rates, heloc, mortgage calculators, mortgage rate, interest rate, motgage, va mortgage, west mortgage, mortgae, interest mortgage, mortages, mortgage lenders, repayment, home equity loan, loan rates, mortgage broker, mortgage bankers, remortgage, fha mortgage, loan officer, morgages, mortgage payment, refinance rates, mortgage leads, refinance loan, bank mortgage, mortgage brokers, mortgage amortization, current mortgage rates, subprime mortgage, mortgage company, jumbo mortgage, orange mortgage, mortgage insurance, mortgage interest rates, commercial mortgage, mortgage quotes, mortgage lender, mortgage refinance rates, mortgage fraud, mortgage corporation, commercial loans, subprime lenders, mortgage companies, equity mortgage, second mortgage, wholesale mortgage, american mortgage, mortgage payments, mortgage lending, mortgage corp, mortgage interest rate, 2nd mortgage, best mortgage, first mortgage, refinance home loan, lowest mortgage rates, refinance loans, construction loan, mortgage loan calculator, subprime loans, capital mortgage, home equity mortgage, mortgage loan officer, re mortgage, mortgage foreclosure, residential mortgage, mortgage quote, mortgage services, mortgage uk, mortgage com, subprime mortgages, low mortgage, online mortgage, mortgage software, compare mortgage, interest only mortgage, lowest mortgage rate, home mortgages, bad credit mortgages, nationwide mortgage, mortgage underwriting, mortgage funding, remortgages, current mortgage rate, best mortgage rates, financial mortgage, mortgage application, mortgage help, home mortgage rate, mortgage free, mortgage finance, mortgage solutions, best mortgage rate, central mortgage, arm mortgage, land mortgage, mortgage banking, no doc loans, mortgage servicing, mortgage reduction, house mortgage, mortgage loan rates, low mortgage rates, homeloans, mortgage financing, investment mortgage, second mortgages, hope mortgage, house loan, mortgage market, commercial mortgages, direct mortgage, home financing, country mortgage, mortgage website, advantage mortgage, mortgage lenders wholesale, mortgage cal, mortgage comparison, realty mortgage, mortgage express, mortgage banks, mortgage information, new home loan, discount mortgage, fixed rate mortgages, mortgage advice, get a mortgage, mortgage list, subprime mortgage lenders, mortgage deals, find mortgage, 40 year mortgage, mortgage source, getting a mortgage, mortgage applications, buy to let, buy to let mortgage, types of mortgages, stated income mortgage, mortgage finder, mortgage deal, mortgage terms, mortgage now, 21 mortgage, 50 year mortgage, search mortgage, free mortgage quote, need a mortgage, no more mortgage, mortgage modifications, which mortgage, find a mortgage, on line mortgage,
Views: 210 mortgagerefi
#1 Cost of Capital [Cost of Debt, Preference Shares, Equity and Retained Earnings] ~ FM
 
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Described the procedure and concept to calculate cost of Debt, Cost of Preference Shares, Cost of Equity and Cost of Retained Earnings. Student can also watch the following lectures related with the Financial Management : 1. Capital Budgeting (Introduction) - Financial Management : https://www.youtube.com/watch?v=ZOaGNDmKpzo 2. Present Value of Perpetuity : https://www.youtube.com/watch?v=gVxvJ_JTiug 3. Time Value of Money (Introduction) - Financial Management : https://www.youtube.com/watch?v=oeox8DLagHU 4. Leverage Analysis (Introduction) Financial Management : https://www.youtube.com/watch?v=3l1iB_-xZBw 5. Cash Budget (Introduction) : https://www.youtube.com/watch?v=s1Yx5bFOZfo 🔴 Connect on Facebook : https://www.facebook.com/ca.naresh.aggarwal 🔴 Download Assignments: https://drive.google.com/drive/folders/0BzfDYffb228JNW9WdVJyQlQ2eHc?usp=sharing 🔴 Connect with Google+: https://plus.google.com/u/0/+CANareshAggarwal #CostOfCapital #FinancialManagement
Views: 218898 CA. Naresh Aggarwal
Beginners' guide to mortgages - MoneyWeek investment tutorials
 
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A property mortgage is the biggest debt most of us will ever take on. So choosing the right one is vital. Tim Bennett explains the basics of mortgages and highlights the main pitfalls to avoid.
Views: 387172 MoneyWeek
How a Home Equity Line of Credit Works!
 
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It's very common as your home value increases you might want to tap into your equity. But should you? Let's take a closer look at how a home equity line of credit works to see if it's right for you! In practice, I share with my client's to simply #JTAB = Just Take a Breath it'll be alright as we move forward together. Remember, FEAR = False Evidence Appearing Real. What's the best way to replace FEAR? With knowledge and you're doing that right now. Kudos! What you'll learn: 1. How a HELOC works & how to use a HELOC! (HELOC = Home Equity Line of Credit) 2. Are equity loans a good idea? 3. What are the disadvantages of a home equity line of credit? **To find top agents near you, please email me directly at: [email protected] Thank you!** Join us live every Wednesday at 11am PST. See you soon! NOTE: To adjust video speed for your listening/ viewing pleasure, please use the settings icon on the bottom right of your screen. It looks like a gear. =) Timeline: 1. 0:58 - What you'll learn about a home equity line of credit in this video! 2. 1:21 - What is a Home Equity Line of Credit (HELOC)? 3. 2:44 - How a HELOC works! HELOC explained in an easy to understand way! 4. 4:06 - How does a HELOC affect your credit score? 5. 4:50 - Common reasons why people get a HELOC! 6. 6:50 - Common reasons NOT to get a HELOC and what are the disadvantages of a home equity line of credit! 7. 8:50 - How to get the best interest rate on your HELOC! 8. 9:16 - HELOC vs Home Equity Loan! Want to know more about buying a house in Las Vegas or Las Vegas real estate? Send me a message. I'm happy to help. Thank you for watching! =) Enjoy an amazing day! -Your Trusted Real Estate Advisor, Andrew Finney Contact info: Andrew Finney USMC Combat Veteran/ Trusted Real Estate Advisor License #S.0173260 Call/ Text: 702-710-0287 Email: [email protected] https://www.andrewfinneyteam.com/ King Realty Group 6955 N. Durango Dr. Suite 1004 Las Vegas, NV 89149 Designations- Certified Residential Specialist (CRS) Accredited Buyer's Representative (ABR) Sellers Representative Specialist (SRS) Certifications- Military Relocation Professional (MRP) Disclaimers/ Credits: At the time of production, Andrew Finney, S.0173260, is a real estate salesperson with King Realty Group in Las Vegas, NV. Andrew's videos are his own and do not necessarily represent the views and/ or opinions of KRG. The purpose of Andrew's videos are to educate you and help you make sense of the real estate process. If you have questions about home loans, real estate, taxes, financial advice, real estate law, insurance, or any other services where you live, you are advised to reach out to the appropriate professional for further counsel about your own unique situation. Video Inspiration: You! Awesome Music Courtesy of: Song: Syn Cole - Feel Good [NCS Release] Music provided by NoCopyRightSounds. Video Link: https://www.youtube.com/watch?v=q1ULJ92aldE Download this track for FREE: http://bit.ly/SynColeFeelGoodD
Views: 571 Andrew Finney Team
Hard equity loans
 
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http://www.lendinguniverse.com/lend/hard_equity_loans.htm hard equity loans,hard equity loans , mortgage , bad credit loans and best mortgages , finance. Hard money lenders Alabama , lender , loans , Hard money lenders in Arizona , commercial lending , credit lenders , hard money lender list , home mortgage , commercial mortgage , fixed mortgages , lending rate , refinance , refinancing line of credit mortgage information , Hard money lenders Indiana , equity home loans bank loan , refinancing mortgage bridge loan , financing home lenders mortgage rates , mortgage loan mortgage company , best mortgage lenders loans Georgia hard money , commercial mortgage lenders money lending, business loan hard lenders Hard money lenders Louisiana, interest rates business loans, calculators mortgage lenders commercial, loan officer mortgage calculation mortgage loan rates, lenders mortgage calculators, mortgage lender online loans, unsecured loans mortgages rates, predatory lending prime lending, Minnesota hard money, and finance, loans home mortgage, refinance sba commercial loan, Montana hard money, refinancing mortgage home loan, first home mortgage mortgage banks, New York hard money. http://www.backlinkstrafficseo.com/ pagerank and website seo, serp google, pagerank add url and search engine submission googlerankings. In connection with pagerank and seo rankings, seo pr, pagerank add url and higher search engine rankings how to increase pagerank. The benfits of page rank and seo checker, traffic submission, page rank website promotion and google search engine ranking link popularity tools. http://www.youtube.com/watch?v=kNTpkJzQ5HE Commercial mortgage loan and money lende,hard equity loans , lending , lenders commercial and commercial loan broker , mortgage calculators. Maryland hard money , loan officer , mortgage rate , Hard money lender Michigan , commercial loan calculator , commercial loan lenders , hard money lender list , mortgage , online loans , corporation lending , deed of trust form , finance , loans current mortgage rates mortgages lender , Rhode Island hard money , refinance mortgage small business loans , refinance commercial bank loan , home loan refinance equity loans mortgage loans , mortgage rates mortgage companies , mortgage rate calculator refinancing equity loans Hard money lenders Ohio , construction loan trust deed note, home equity loans hard lenders Hard money lenders Texas, home loan mortgage loans home equity, business loan loan company, mortgage loan calculator commercial loan interest corporate lending, interest rates calculators mortgage, mortgage services subprime mortgage, construction loans getting a business loan, home equity line of credit loans home equity loan comparison, Hard money lenders Alabama, and mortgage calculators, mortgage rate mortgage, finance lending borrowing, Arizona hard money, refinance refinancing, mortgages lenders premier lending, Hard money lenders in southern California. http://www.youtube.com/watch?v=TPs-sguDjME Lending crisis- you'll suvive!,
Views: 22 lender2013
7 Commercial Real Estate Terms You Should Know
 
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Discover 7 Commercial Real Estate Terms you should know if you plan to invest in commercial property at some point in your career. You'll learn about the following terms in this video: 1. Net Operating Income (NOI) 2. Cash on Cash Return 3. Capitalization Rate (Cap Rate) 4. Debt Coverage Ratio 5. Price per Unit 6. Building Classification 7. Types of Leases And the bonus term is "Relationships"
Home Equity Loans Explained
 
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http://www.ratesupermarket.ca/ But life certainly isnt so easy, and there are always plenty of other debt in peoples lives, including student and car loans, home renovations and repairs, and the dreaded credit card debt, which often carries an interest rate of 15% to 20%.
Views: 508 adriana204ify
how do home equity loans work
 
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Click here for obtaining the information about how does a home equity loan work http://gifts1.drupalgardens.com/content/adhere-these-guidelines-how-does-home-equity-loan-work
Views: 46 Sandhya K
Debt To Equity Ratio - Explained in Hindi
 
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Debt to Equity Ratio is explained in Hindi. Debt Equity Ratio is an important Leverage Ratio or Solvency Ratio that tells us about the debt position of a company. In this video, we will learn about debt to equity ratio formula, & calculation with an example. Related Videos: Debt Ratio (Debt to Asset Ratio) - https://youtu.be/rKqcT0giY_A Debt To Capital Ratio - https://youtu.be/BhfNAnkI5iY Interest Coverage Ratio - https://youtu.be/6lLYAlPDISE Debt Service Coverage Ratio (DSCR) - https://youtu.be/ATKMbu_7q6M Capital Gearing Ratio - https://youtu.be/V8kgmYdNgCg Liquidity Ratios & Solvency Ratios - https://youtu.be/ZMSW9BYb_Yo डेब्ट टू इक्विटी रेश्यो को हिंदी में एक्सप्लेन किया गया है। डेब्ट टू इक्विटी रेश्यो एक बहुत ही महत्वपूर्ण लिवरेज रेश्यो या सॉल्वेंसी रेश्यो है जो हमे बताता है की हमे कंपनी की डेब्ट की स्थिति के बारे में बताता है। इस वीडियो में हम डेब्ट टू इक्विटी रेश्यो के फार्मूला और कैलकुलेशन के बारे में डिटेल्ड में उदाहरण के साथ सीखेंगे। Share this Video: https://youtu.be/1_tsp82y9-c Subscribe To Our Channel and Get More Property, Real Estate and Finance Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter. In this video, we have explained: What is debt to equity ratio? What is the meaning of liquidity and solvency of company? How to calculate and interpret the debt to equity ratio? How to use debt to equity ratio formula and calculation to analyze the solvency of a company? What is the ideal D/E ratio for any company? How does low debt to equity ratio affect the chance of survival of a business during bad market situations? What is the best practice while comparing companies using the debt to equity ratio? Where to look online for the financials of different companies for solvency ratio calculation? Make sure to Like and Share this video. Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Facebook – https://www.facebook.com/assetyogi Linkedin - http://www.linkedin.com/company/asset-yogi Twitter - http://twitter.com/assetyogi Instagram - http://instagram.com/assetyogi Google Plus – https://plus.google.com/+assetyogi-ay Pinterest - http://pinterest.com/assetyogi/ Hope you liked this video in Hindi on “Debt To Equity Ratio”.
Views: 18563 Asset Yogi
Mezzanine Financing: Bridging the Gap Between Equity and Conventional Loans
 
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By: Tiffany S. Tyler, Colleen Sullivan, and Winslow Taylor Summary: Companies, looking to expand their business, regularly find themselves unable to fully finance their project through equity and obtaining conventional loans. Mezzanine financing is an option to help these companies bridge the gap. Investors loan companies money for 5-7 years, with a 20-30% return on investment for the investors. Companies pay some interest over the course of the loan, while other interest is added to the principal. At maturity, the balance is paid off or else the investors have the right to convert their interest into an ownership interest. Mezzanine financing can be used in addition to or as an alternative to conventional loans. This presentation will look two local boating companies seeking to engage in mezzanine financing. The presentation will examine the negotiations process that companies will typically undergo to secure a deal for such financing in the possible pitfalls in negotiations, the typical terms that a mezzanine financing agreement will include. We will discuss not only the advantages that both the lending and borrowing company will receive by engaging in mezzanine financing, but also what risks they undertake in the event of nonperformance. Finally, there will be a discussion of the circumstances in which it will be most advantageous and disadvantageous for a company to engage in mezzanine financing.
Views: 6027 WFULawSchool
Using Your Home's Equity to Fund Your Next Investment | Deal of the Day
 
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Are you a homeowner looking to invest, but don't have the cash you need? Join us on this episode of Deal of the Day, and learn how you can use your current home to fund your next investment! Use code "BDAY" for 30% off ALL BiggerPockets books! --https://www.biggerpockets.com/store
Views: 48629 BiggerPockets
The Risks and Opportunities of Home Equity Loans
 
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In this video, Krishnan Swaminathan of Sutherland Global Services reviews the mistakes banks are making with their HELOC portfolios.
Views: 397 Bank Director
Debt Vs Equity Financing - Financial Management - Ratio Analysis
 
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join my Whatsapp Broadcast / Group to receive daily lectures on similar topics through this Whatsapp direct link https://wa.me/917736022001 by simply messaging YOUTUBE LECTURES If you wish to learn more about above topic ,check this Online course Financial Management A Complete Study for CA/CMA/CS/CFA/ACCA and here is the: Enrollment Link For Students Outside India: https://bit.ly/2D2QE0I Enrollment Link For Students From India: https://bit.ly/2WwImFW Check our other Comprehensive courses in Finance /Accounts / Costing / Credit Analysis / Financial Management / Statistics / Banking / Auditing, etc. @ lowest ever price in the market: I) ACCOUNTING COURSES: a) Accounting Basics A Complete Study https://bit.ly/2Wy4ZtE b) Advanced Accounting A Complete Study https://bit.ly/2FHR1zs c ) Accounting Standards A Complete Study https://bit.ly/2FKuuSM d) Consolidated Financial Statement https://bit.ly/2TCijuY e) Company Valuation https://bit.ly/2CMtqff f) MBA Accounting and Finance for Managers https://bit.ly/2uAczrG g) Accounting for CA Inter Paper 1 (Module 1) https://bit.ly/2EH2Czx h) Accounting for Employees Stock Ownership Plan (with Co-Instructor Anu Sebastian) https://bit.ly/2CIHDtE i) How to prepare Financial Statements for Indian Companies (with Co-Instructor Anu Sebastian) https://bit.ly/2FAdTjq II) BANKING COURSES: a) Accounting and Finance for Bankers https://bit.ly/2YxfGyk b) Accounting, Finance and Banking A Complete Study https://bit.ly/2FKcd89 c) Banking PO Exams Practice Test Series Part 1 (with Co-Instructor Sandeep Kumar) https://bit.ly/2HPyWBY d) NPA Management - A Complete Study https://bit.ly/2OfpZCl III) COSTING COURSES: a) Cost Accounting A Complete Study https://bit.ly/2YwSRe1 b) Management Accounting A Complete Study https://bit.ly/2CHTrMT IV) CREDIT ANALYSIS COURSES: a) Banking Credit Analysis Process (for Bankers) https://bit.ly/2TbmAoO b) How to Carry out Term Loan Appraisal & Assessment as Banker https://bit.ly/2Uedjhh c) How to Carry out Financial Analysis as Banker https://bit.ly/2FHTdaa d) Credit Policy, Products Delivery, Appraisal, Risk & Rating https://bit.ly/2DxhsqR e) Export Finance, Priority Sector Lending and Retail Loan https://bit.ly/2RVWjzj V) DIRECT TAXATION COURSES: a) Direct Taxation in India https://bit.ly/2JMPYSZ VI) FINANCIAL MANAGEMENT COURSES: a) Financial Management A Complete Study https://bit.ly/2WwImFW b) Advanced Financial Management A Complete Study https://bit.ly/2Yw8n9U c) Financial Management for CA Inter Exams https://bit.ly/2U4CerB d) CFA Corporate Finance Level 1 https://bit.ly/2TI61RU e) CFA Corporate Finance Level 2 https://bit.ly/2FFnnKh VII) GST COURSES: a) Basics of GST in India https://bit.ly/2uHn2BL VIII) AUDITING COURSES: a) Basics of Auditing https://bit.ly/2Y5dVYO IX) TAMIL COURSES ON ACCOUNTING AND FINANCIAL MANAGEMENT COURSES: a) Accounting Basics in Tamil https://bit.ly/2TIWqhG b) Financial Management in Tamil https://bit.ly/2HioBOD X) STATISTICS COURSES: a) Basics of Statistics https://bit.ly/2FIB8Jc XI) For Competitive Exam: a) Reasoning ability for IBPS PO Mains Exams https://bit.ly/2GLvqaA b) Master Squares and Cubes: Excel in Competitive Examination (with Co-Instructor Sandeep Kumar) https://bit.ly/2YyG7U5 c) Simplification Techniques and Tricks for Competitive Examinations (with Co-Instructor Sandeep Kumar) https://bit.ly/2MrQIe9 d) General Awareness for IBPS-PO Mains Exam(with Co-Instructor Sandeep Kumar) https://bit.ly/2V4cZ4O e) General knowledge for IBPS- PO mains Exam(with Co-Instructor Sandeep Kumar) https://bit.ly/2SPtftO XII) MARKETING: a) Learn Advertising through Real Life Cases https://bit.ly/2FyKbLw b) Basics of AD-Message & Product Classification https://bit.ly/2FHTolU XIII) BUSINESS : a) Basics of Economics a Complete Study https://bit.ly/2TD9LnH b) Basics of Forex Management A Complete Study https://bit.ly/2IT1Vq2 c) Basics of Commerce A Complete Study https://bit.ly/2UlJn60 d) Basics of Indian Companies Act 2013 https://bit.ly/2FyGXHW XIIII) BASICS OF BUSINESS : a) Finance for Non Finance Executives https://bit.ly/2CLem1A Install our android app CARAJACLASSES to view lectures direct in your mobile - https://bit.ly/2S1oPM6
Views: 7669 CARAJACLASSES
What Is a Balance Sheet? Balance Sheet Definition And Examples
 
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The Balance Sheet helps us to assess the risk of the business. By looking at it you will be able to answer to questions, such as: What is the leverage? Is the company liquid enough? Remember, leverage means the proportion between equity and debt, while liquidity is the capacity of the business to repay for its short-term obligations, to run the operations. Do you want to learn more? Join our course at this link https://www.udemy.com/become-a-financial-analyst-from-scratch-n1/?couponCode=websitecoupon The Balance Sheet is comprised of two main sections: - Assets - Liability and Equity The Assets sections i comprised of: CURRENT ASSETS: -Cash -Petty Cash -Temporary Investments -Accounts Receivable -Inventory GET THE BOOK HERE: https://gum.co/rsooN NON - CURRENT ASSETS - Plant, Furniture, Equipment… and so on. Liabilities are comprised of: CURRENT LIABILITIES - Accounts Payable - Accrued Expenses - Short-term loans NON CURRENT LIABILITIES - Long-term loan Equity is comprised of: - Owner's Equity - Retained Earnings Video transcript: Hi my name is Grandpa John, I will guide you through the accounting section of the MBA in pills offered by the four week MBA. for more business educational videos. check out this link. we saw in the accounting equation video, that the balance sheet, is divided in two main sections. the asset section, and the liability and equity section. more in detail. the asset section is comprised of current assets, and non current assets. main current assets are. cash, accounts receivable, inventories. prepaid expenses. the current assets, are called such, because they are usually on the balance sheet for one year, or less. the current assets are usually listed, on the balance sheet, according to their degree of liquidity. therefore, cash is the most liquid, while prepaid expenses, the least liquid.cash, is available at any time. accounts receivable, sum of money to be received from customers. inventory, a list of goods to be sold. prepaid expenses, sum paid in advance. the non-current assets are also called, long term assets. indeed, those are assets that will stay on the balance sheet for years. such as plants, equipment, furniture, and so on. on the other side of the balance sheet, we have, the liabilities and equity. liabilities, are comprised of current liability and non current liability. current liabiltiies, stay on the balance sheet, for less than a year. non current, for more than a year. Let's see the main current liabilities. accounts payable, sum of money not yet paid to suppliers, that will be washed away, once paid. accrued expenses, sum of money to be paid in the future, such as, payrolls, or tax the main non current liability is, long term debt. such as loans contracted with the bank. then, the equity. in this sub section are reported items, such as, owner's equity, retained profits and other kind of stocks, issued by the organization. lets see now few examples. jim sold $100 worth of clothes. his customer, Janet, paid with credit card. therefore, this will generate an account receivable, for $100, on Jim's balance sheet. jim, has to pay for utilities. since it is the first time he set up the account. he has to pay for $1,000 in advance. this advanced payment, will be shown as, prepaid expense. jim, this month, did not sell part of the clothes he bought in the previous month. the unsold clothes, will become part of his inventories. then, Jim had to pay $50,000 cash, to renovate the store. this $50,000 will show on his balance sheet, as building improvement, therefore, a long term fixed asset. jim, buys clothes for $1,000, with credit card. the payment will be processed in 30 days. this transaction, will generate an account payable, on jim's balance sheet. Jim, goes to the bank, to ask for a long term loan. the bank gives Jim, $50,000. this will generate a bank loan. showed under long term liability, on Jim's balance sheet. after a while. Jim accepts a new partner, Jasmine. Jasmine puts $50,000 and becomes equity partner. this transaction, will show on the balance sheet, as owner's equity. in conclusion, the balance sheet, is one of the main financial statements. it is like an instant picture. and it helps us to assess how risky a business is. in fact, when a company is too indebted. you can see it from the balance sheet. if liabilities are too much in comparison to equity, this can be very dangerous for the business.to summarize. the balance sheet is comprised of two main sections. it is an instant of the business. and, allows us to see how risky a business is. if you liked this video, and you found the topic interesting please live a comment at these links. if you would like to learn more, about other topics, contact us. Grandpa John here. You just enjoyed the accounting section of the MBA in pills offered by the four week MBA.
Views: 295506 The Four-Week MBA
BAD CREDIT HOME EQUITY LOAN
 
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http://badcreditmortgage-loan.com bad credit home equity loan are hard money at http://www.hardmoneyloop.com also get instant access to fast results of morgage loans for bad credit with 6 lenders providing instant quotes for those who are looking for bad credit new home loans or mortgage loans for bad credit funded by private investors on any real estate property with equity. Income and credit can be secondary consideration to non owner occupied and especially on commercial and business loans at http://www.mortgagecalculator-loan.com provide results for borrowers seeking bad credit equity loan. Hard Money Loans are collateral-based real estate loans made by private investors instead of banks. They can be funded by private individuals known as PRIVATE HARD MONEY LENDERS or PRIVATE HARD MONEY INVESTORS, trusts, partnerships, real estate investment groups and retirement funds... Hard Money Loan is actually a very simple concept. It is the provision of an actual cash loan made to a borrower by a PRIVATE HARD MONEY LENDERS. Hard Money Loans are funded for business and personal use. The real estate asset may be business or personal property, and the proceeds of Hard Money Loans are not restricted to business use. Creative lending solutions are needed for borrower's who have low credit scores, low income, no cash flow or are in need of a quick closing! Hard Money Loan can finance single family, commercial property - HARD MONEY COMMERCIAL LOANS, unimproved & improved property of all types - HARD MONEY CONSTRUCTION LOANS including land purchases, developer lots or raw land - HARD MONEY LAND LOANS. The Hard Money Loan is a private loan which does not require the same guidelines as other loan types. For this reason, the Hard Money Loan is often asked by people who: Have a history of bad credit. Have no credit. Have previously had a home foreclosure. Have unverifiable income. Must refinance immediately. Trying to finish a construction loan. Currently behind on your mortgage payments. Currently facing foreclosure or have a notice of default filed against you. Need a mortgage loan immediately and are willing to pay more to have it close quickly. Private investors in Ohio, Florida, New York, Texas, Arizona, California and all 50 states Residential or commercial loans constructions loans and even land loans at http://www.lendinguniverse.com/fast_commercial_hard_money_loans.htm for borrowers looking for bad credit home equity loan and or bad credit home loan mortgage.
Views: 600 badcreditmortgage
Debt vs Equity For Business Growth Finance
 
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Should you use debt or equity to finance your business growth? How much debt can or should a business have? Financial Leverage is about using "other peoples' money" to finance your business. Equity is a scarce and expensive resource. Debt financing enables businesses to grow faster and can amplify the return on equity for business owners. However, leverage increases the risk profile of the business. This video explains what you should consider when assessing how much debt your business should have.
Views: 5569 cashflowkungfu
Alternatives to Equity Financing
 
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Though equity may be a primary source of capital for your business, what are alternatives that can be approached confidently? Jennifer Freil Goldstein of Life Sciences - Silicon Vally Bank sits down with two colleagues to consider business grow with other flavors of capital. Moderator: Jennifer Freil Goldstein, Managing Director, Life Sciences - Silicon Valley Bank Panelists: • Jason Mok, Managing Director and Sector Head, Consumer Internet - Silicon Valley Bank • Chanel Li, VP Business Operations, Rocksbox Recorded on December 7th, 2017 at Wharton San Francisco
Views: 1048 Wharton School
Equity Lenders
 
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http://lendinguniverse.com the website for private or institutional investors for Equity Lenders The borrowing lending brokers believe in the economic policies they are following. They think these policies essential to re­vival, or at worst "unavoidable." For at least three main reasons they resent any conditions imposed on them. Equity Lenders, "Borrowers opinion should be recession need that over hard mortgage lender, in Great California, one has the feeling of being driven into a corner by a complex of Borrowers actions and insistencies which, in combistate, are quite intolerable. Not many private real estate investors in this state believe the Communist thesis that it is the deliberate and conscious aim of Borrowers policy to ruin California and everything that California stands for in the world. But the evidence can certainly be read that way. If it were possible successfully to impose sound policies as a condition for our hard money hard money loans, the conditions would be more important than the hard money hard money loans themselves. http://www.lendinguniverse.com/lend/refinance_home_mortgage.htm How to find a no fee refinance home mortgage, Thank you for visiting lendinguniverse.com, a nationwide and universal refinance home mortgage source finder and competing bids provider. Start quick request for refinance home mortgage to obtain hard money , bad credit mortgage , mortgage advice and business loan rates , equity home loans. Illinois hard money , mortgage comparison , home equity loans , Iowa hard money , capital lending , cash lending , hard money lending , home loan mortgage , mortgage servicing , equity loans rates , financial lending , loans home equity , business loan bad credit loans residential lenders , New York hard money , mortgage rates broker mortgage , business loans consolidate private loans , mortgage calculators bankruptcy equity home loan mortgage , home mortgage mortgage broker , refinance loan deed trust form Montana hard money , refinance mortgages equity lending, calculator mortgage hard money commercial loans Oklahoma hard money, credit equity loans equity loans, mortgage calculator best mortgage, cash loans financial lenders fixed rate home equity loan, mortgage refinance refinance mortgage, commercial business loans commercial lenders, commercial mortgage lenders lender broker, lending finance lending laws, Hard money lenders Texas, and equity home loans, home equity loans home loan mortgage, loans home equity private money lenders, Virginia hard money lender, business loans calculators mortgage, commercial loan broker commercial loan lenders, Hard money lenders Alabama. http://www.youtube.com/watch?v=dPMS23R2Jc8 Mortgage Loans in JACKSONVILLE, FLORIDA, http://www.backlinkstrafficseo.com/backlinks_packages.htm search engine ranking and targeted web traffic, backlink service, search engine ranking pagerank and improve page rank googleranking. search engine ranking and targeted web traffic, backlink service, search engine ranking pagerank and improve page rank googleranking. In connection with search engine ranking and backlink checker, anchor text backlinks, search engine ranking pagerank and link popularity software pagerank lookup. The benfits of add url and search engine traffic, website backlinks, add url page rank and search engine rankings webworkshop.
Views: 12 lender2013
Auditing long term debt and equity
 
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In this discussion we focus on the audit of long term debt and equity. The focus of these audits is on measuring misstatents through analytical procedures.
Views: 1431 Roger M
Understanding Home Equity Loans and Credit Lines
 
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http://www.bangor.com (207) 942-5211 When looking for cash to cover a major expense such as home improvements, a child’s college education or high interest debt, some people consider tapping into the equity of their home. Home equity is the market value of your home, minus any mortgages outstanding. For example, if your home’s market value is three hundred thousand dollars and you have a mortgage of two hundred thousand dollars, your equity is one hundred thousand dollars. Your home will be used as collateral to secure the financing. This is known as secured debt, and lenders tend to charge lower interest rates than with unsecured debt like credit cards. This makes home equity financing a more attractive source of funds. But, failure to pay the lender puts your home at risk. A lender will offer home equity financing in one of two ways; as a loan or a line of credit. With a home equity loan, the lender advances you a fixed amount of money upfront. You repay the loan with monthly payments over a fixed term, or risk foreclosure on your property. A home equity line of credit, or HELOC is a revolving line of credit, with similar terms to a credit card. You have a credit limit and can borrow what you need, when you need it, and only pay off what you’ve borrowed. A home equity loan or line of credit can be a good source of funds in the right situation, just remember that the loan is secured by your home and puts your home at risk. To learn more, give us a call today. https://youtu.be/1PecGkSlQQI?list=PL8sOtuyIIqpzaiSvTytNrjk4QbPJRhSYy
Views: 125 Bangor Savings Bank
Startup Seed Funding  From Bootstrapping to Equity Financing
 
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Are you ready to make the leap from bootstrapping to investment capital? If so browse through this static deck to find the following topics: - Preparing your company for investment capital - Current deal flow - Convertible notes vs series seed preferred - Valuation and purchase terms - Term sheet negotiation - And more!
Views: 1700 EarlyGrowth
Texas Home Equity Lending - A Brave New World
 
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https://www.mayerbrown.com/en-US/experience/Consumer-Financial-Services/ https://www.mayerbrown.com/en-US/experience/Consumer-Litigation-Class-Actions/ The Texas Supreme Court issued two landmark home equity lending decisions on May 20, 2016. David Tallman, a Consumer Financial Services partner from Mayer Brown’s Houston office, and Debra Bogo-Ernst, co-chair of the Consumer Litigation & Class Actions practice from the firm’s Chicago office, discuss the impact that these decisions will have on lenders, holders and servicers of Texas home equity loans. Topics include: Claims and defenses which owners of homestead property may assert in connection with a violation of Article XVI, Section 50(a)(6) of the Texas Constitution Limitation periods and pleading requirements which apply to such claims and defenses Cures for Section 50(a)(6) violations (and which requirements are curable) The interplay between the home equity lending provisions of the Texas Constitution and UDAAP/UDAP requirements, including the UDAAP implications of the holding that liens that secure a noncompliant home equity loan are void unless redeemed through an effective cure Tips for risk assessment and mitigation
Views: 294 Mayer Brown