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Learn Financial Ratio Analysis in 15 minutes
 
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This video helps you to learn Calculation of Financial Ratios with the help of practical example
Views: 596093 Ns Toor
Balance Sheet for Commercial Banks
 
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This short revision video looks at the basic balance sheet of a commercial bank. This is a basic model of the balance sheet of a commercial bank. Assets are “owned” by the bank. Liabilities are “owed” by the bank e.g. customers can walk into a bank or use an ATM machine to withdrawal some/all of their deposits. - - - - - - - - - MORE ABOUT TUTOR2U ECONOMICS: Visit tutor2u Economics for thousands of free study notes, videos, quizzes and more: https://www.tutor2u.net/economics A Level Economics Revision Flashcards: https://www.tutor2u.net/economics/store/selections/alevel-economics-revision-flashcards A Level Economics Example Top Grade Essays: https://www.tutor2u.net/economics/store/selections/exemplar-essays-for-a-level-economics
Views: 28291 tutor2u
Key Financial Metrics and Ratios: ROA, ROE, and ROIC
 
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Learn key financial metrics & ratios to analyze companies financial statements. By http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" You’ll learn about the key metrics and ratios used to analyze companies’ financial statements, including Return on Equity (ROE), Return on Assets (ROA), and Return on Invested Capital (ROIC), as well as Inventory Turnover, Receivables Turnover, Payables Turnover, the Current Ratio, and the Asset Turnover Ratio. Table of Contents: 1:15 Why Metrics and Ratios Matter 4:58 Return on Equity (ROE), Return on Assets (ROA), and Return on Invested Capital (ROIC) 10:50 Asset-Based and Turnover-Based Ratios 14:40 Interpretation of Key Metrics and Ratios for Wal-Mart, Amazon, and Salesforce 19:32 Why the Key Metrics and Ratios Are Sometimes Not That Useful Why Metrics and Ratios? They let you evaluate and compare different companies, and see why one company might be worth more (higher valuation multiple) than others. They let you answer questions such as: How much equity is required to generate a certain amount of after-tax profit (Net Income)? How much in assets is required to generate a certain amount of after-tax profit (Net Income)? How much total capital is required to do this? How dependent is a company on its assets? How liquid is the company? Can it meet its obligations? How quickly does it sell all its Inventory, pay its outstanding invoices, and collect its receivables? ROA, ROA, and ROIC Return on Equity (ROE) = Net Income / Average Shareholders’ Equity Return on Assets (ROA) = Net Income / Average Assets Return on Invested Capital (ROIC) = NOPAT / (Total Debt + Equity + Other Long-Term Funding Sources) Return on Equity (ROE): How efficiently is a company using its equity to generate after-tax profits? Return on Assets (ROA): How well is a company using its assets / how dependent is it on them? Return on Invested Capital (ROIC): How well is a company using ALL its capital, or how much capital is required to grow its business? Here, Wal-Mart easily ranks #1 in all these metrics because it has a very high ROE of 20-25%, an ROA of close to 10%, and an ROIC of 13-14%; for Amazon and Salesforce, these numbers are negative or close to 0%. Asset-Based Ratios and Turnover-Based Ratios Asset Turnover Ratio = Revenue / Average Assets How dependent is a company on its asset base to generate revenue? Current Ratio = Current Assets / Current Liabilities How liquid is a company? Can it use its short-term assets to repay its short-term obligations, if required? Inventory Turnover = COGS / Average Inventory How many times per year does a company sell off all its Inventory? Receivables Turnover = Revenue / Average AR How quickly does a company collect its receivables from customers that haven’t paid in cash yet? Payables Turnover = COGS / Average AP (*) How quickly does a company submit cash payment for outstanding invoices? Interpretation of Figures for Wal-Mart, Amazon, and Salesforce On the surface, many of these metrics make Wal-Mart seem like a "better" company - much higher ROE, ROA, and ROIC, and Amazon is negative on some of those! Wal-Mart tends to have higher margins as well, and shows more consistency with those margins. Similar inventory management, but Wal-Mart collects from customers and pays invoices much more quickly than Amazon. Wal-Mart is levered a bit more heavily, though. And yet… Amazon is a much more expensive stock, or at least it was at this point in time, and the market values it much more highly based on metrics such as the P / E ratio. At the time of this analysis, Wal-Mart P / E Ratio = 16x, and Amazon P / E Ratio = 456x! How could that be possible? Is Amazon really nearly 30x as valuable as Wal-Mart with WORSE metrics? Answer: The "Revenue Growth" line tells the whole story here. You're comparing 2 very different companies – one is a mature, predictable, mostly slow-growing firm, and one is growing revenue at 20-30% per year, despite revenue in the tens of billions already. Admittedly, Amazon's valuation still seems ridiculous, but it's not that surprising it's valued more highly than Wal-Mart, given that it's growing 20-30x more quickly. The Bottom-Line: These metrics are MOST useful when comparing companies of similar sizes, growth rates, and margins – not as useful when you're comparing a high-growth company to a stable, mature firm. RESOURCES http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-14-Key-Financial-Metrics-Ratios.xlsx http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-14-Key-Financial-Metrics-Ratios.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-14-Amazon-Financial-Statements.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-14-Salesforce-Financial-Statements.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-14-Walmart-Financial-Statements.pdf
Excel Crash Course for Finance Professionals - FREE | Corporate Finance Institute
 
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Excel Crash Course for Finance Professionals - FREE | Corporate Finance Institute Enroll in the FREE full course to earn your certification and advance your career: http://courses.corporatefinanceinstitute.com/courses/excel-crash-course-for-finance The ultimate Excel crash course for finance professionals. Learn all the Excel tips, tricks, shortcuts, formulas and functions you need for financial modeling in this free online course. Key concepts include: formatting, ribbon shortcuts, if statements, eomonth, year, paste special, fill right, fill down, auto sum, sumproduct, iferror, today(), concatenate, special numbers, vlookup, index, match, xirr, xnpv, yearfrac, and much more. -- FREE COURSES & CERTIFICATES -- Enroll in our FREE online courses and earn industry-recognized certificates to advance your career: ► Introduction to Corporate Finance: https://courses.corporatefinanceinstitute.com/courses/introduction-to-corporate-finance ► Excel Crash Course: https://courses.corporatefinanceinstitute.com/courses/free-excel-crash-course-for-finance ► Accounting Fundamentals: https://courses.corporatefinanceinstitute.com/courses/learn-accounting-fundamentals-corporate-finance ► Reading Financial Statements: https://courses.corporatefinanceinstitute.com/courses/learn-to-read-financial-statements-free-course ► Fixed Income Fundamentals: https://courses.corporatefinanceinstitute.com/courses/introduction-to-fixed-income -- ABOUT CORPORATE FINANCE INSTITUTE -- CFI is a leading global provider of online financial modeling and valuation courses for financial analysts. Our programs and certifications have been delivered to thousands of individuals at the top universities, investment banks, accounting firms and operating companies in the world. By taking our courses you can expect to learn industry-leading best practices from professional Wall Street trainers. Our courses are extremely practical with step-by-step instructions to help you become a first class financial analyst. Explore CFI courses: https://courses.corporatefinanceinstitute.com/collections -- JOIN US ON SOCIAL MEDIA -- LinkedIn: https://www.linkedin.com/company/corporate-finance-institute-cfi- Facebook: https://www.facebook.com/corporatefinanceinstitute.cfi Instagram: https://www.instagram.com/corporatefinanceinstitute Google+: https://plus.google.com/+Corporatefinanceinstitute-CFI YouTube: https://www.youtube.com/c/Corporatefinanceinstitute-CFI
Commercial Banking Interview Questions
 
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This video will help you prepare for a commercial banking interview. Whether you are applying for a credit analyst, commercial banking associate, or lending officer role, most commercial banking interviews follow a similar format. Start by understanding the group you are applying for. Then prepare for behavioral questions as most interviews focus on “fit” and your communication skills. From a technical side, understand the basic credit terms, ratios to judge the performance and efficiency of a business, and know how to read the three financial statements. As always, practice is most important. Good luck! We walk through 6 different commercial banking interview questions; 1) Why commercial banking? 2) Tell me about a past sales experience 3) Walk me through a $1 million credit proposal 4) What does it take to be a great commercial banker? 5) Name three important credit ratios? 6) How are the three financial statements linked? If you have any other questions, please comment below. If you enjoyed the video and found it helpful, please like and subscribe to FinanceKid for more videos soon! For those who may be interested in finance and investing, I suggest you check out my Seeking Alpha profile where I write about the market and different investment opportunities. I conduct a full analysis on companies and countries while also commenting on relevant news stories. http://seekingalpha.com/author/robert-bezede/articles#regular_articles
Views: 22562 FinanceKid
How to Build a Financial Model in Excel - Tutorial | Corporate Finance Institute
 
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How to Build a Financial Model in Excel - Tutorial | Corporate Finance Institute Learn how to build a financial model in Excel with our video course (part 1). Enroll in the FULL course to earn your certificate and advance your degree: http://www.corporatefinanceinstitute.com In this course you will learn to build a financial model from scratch by working in Excel and following along with the video. Upon successfully completing the course and all quizzes you will obtain your Financial Modeling Certificate from the Corporate Finance Institute. -- FREE COURSES & CERTIFICATES -- Enroll in our FREE online courses and earn industry-recognized certificates to advance your career: ► Introduction to Corporate Finance: https://courses.corporatefinanceinstitute.com/courses/introduction-to-corporate-finance ► Excel Crash Course: https://courses.corporatefinanceinstitute.com/courses/free-excel-crash-course-for-finance ► Accounting Fundamentals: https://courses.corporatefinanceinstitute.com/courses/learn-accounting-fundamentals-corporate-finance ► Reading Financial Statements: https://courses.corporatefinanceinstitute.com/courses/learn-to-read-financial-statements-free-course ► Fixed Income Fundamentals: https://courses.corporatefinanceinstitute.com/courses/introduction-to-fixed-income -- ABOUT CORPORATE FINANCE INSTITUTE -- CFI is a leading global provider of online financial modeling and valuation courses for financial analysts. Our programs and certifications have been delivered to thousands of individuals at the top universities, investment banks, accounting firms and operating companies in the world. By taking our courses you can expect to learn industry-leading best practices from professional Wall Street trainers. Our courses are extremely practical with step-by-step instructions to help you become a first class financial analyst. Explore CFI courses: https://courses.corporatefinanceinstitute.com/collections -- JOIN US ON SOCIAL MEDIA -- LinkedIn: https://www.linkedin.com/company/corporate-finance-institute-cfi- Facebook: https://www.facebook.com/corporatefinanceinstitute.cfi Instagram: https://www.instagram.com/corporatefinanceinstitute Google+: https://plus.google.com/+Corporatefinanceinstitute-CFI YouTube: https://www.youtube.com/c/Corporatefinanceinstitute-CFI
Ratio Analysis, Financial Ratio Analysis in Excel
 
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For details, visit: http://www.financewalk.com Ratio Analysis, Financial Ratio Analysis in Excel Financial Ratio Analysis Meaning- " The process of calculating the relationships between various pairs of financial statement values for the purpose of assessing a company's financial condition or performance is called ratio analysis." Users of Financial Analysis Financial Analysis can be undertaken by management of the firm, or by parties outside the firm like owners, creditors, investors and others. The nature of analysis will differ depending on the purpose of the analyst. • Trade creditors- are interested in firm's ability to meet their claims over a very short period of time. Their analysis will, therefore, confine to the evaluation of the firm's liquidity position. • Suppliers of long term debt- on the other hand, are concerned with the firm's long-term solvency and survival. They analyse the firm's profitability over time, its ability to generate cash to be able to pay interest and repay principal and the relationship between various sources of funds i.e. capital structure relationships. Long-term creditors do analyse the historical financial statements, but they place more emphasis on the firm's projected, or pro forma, financial statements to make analysis about its future solvency and profitability. • Investors -- who have invested their money in the firm's shares, are most concerned about the firm's earnings. They restore more confidence in those firms that show steady growth in earnings. As such, they concentrate on the analysis of the firm's present and future profitability. They are also interested in the firm's financial structure to the extent it influences the firm's earnings ability and risk. • Management - of the firm would be interested in every aspect of the financial analysis. It is their overall responsibility to see that the resources of the firm are used most effectively and efficiently, and that the firm's financial condition is sound.
Views: 107640 Avadhut Nigudkar
NPV - Net Present Value, IRR - Internal Rate of Return, Payback Period.
 
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Project management topic on Capital budgeting techniques - NPV - Net Present Value, IRR - Internal Rate of Return, Payback Period, Profitability Index or Benefit Cost Ratio.
Views: 455131 pmtycoon
Business Math - Finance Math (1 of 30) Simple Interest
 
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Visit http://ilectureonline.com for more math and science lectures! In this video I will define simple interest and finds accumulated amount=? of a $2000 investment. Next video in this series can be seen at: http://youtu.be/rRgW04Sxe6Q
Views: 202783 Michel van Biezen
Introduction to Corporate Finance - FREE Course | Corporate Finance Institute
 
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Introduction to Corporate Finance - FREE Course | Corporate Finance Institute Enroll in our FREE course to earn your certificate: http://courses.corporatefinanceinstitute.com/courses/introduction-to-corporate-finance Our Intro to Corporate Finance Course will teach you who the key players in the capital markets are, what the capital raising process looks like, the main business valuation techniques, types of valuation multiples, how to structure an M&A deal, how to finance an acquisition, types of equity securities, and an overview of career paths as well as how to prepare for interviews. -- FREE COURSES & CERTIFICATES -- Enroll in our FREE online courses and earn industry-recognized certificates to advance your career: ► Introduction to Corporate Finance: https://courses.corporatefinanceinstitute.com/courses/introduction-to-corporate-finance ► Excel Crash Course: https://courses.corporatefinanceinstitute.com/courses/free-excel-crash-course-for-finance ► Accounting Fundamentals: https://courses.corporatefinanceinstitute.com/courses/learn-accounting-fundamentals-corporate-finance ► Reading Financial Statements: https://courses.corporatefinanceinstitute.com/courses/learn-to-read-financial-statements-free-course ► Fixed Income Fundamentals: https://courses.corporatefinanceinstitute.com/courses/introduction-to-fixed-income -- ABOUT CORPORATE FINANCE INSTITUTE -- CFI is a leading global provider of online financial modeling and valuation courses for financial analysts. Our programs and certifications have been delivered to thousands of individuals at the top universities, investment banks, accounting firms and operating companies in the world. By taking our courses you can expect to learn industry-leading best practices from professional Wall Street trainers. Our courses are extremely practical with step-by-step instructions to help you become a first class financial analyst. Explore CFI courses: https://courses.corporatefinanceinstitute.com/collections -- JOIN US ON SOCIAL MEDIA -- LinkedIn: https://www.linkedin.com/company/corporate-finance-institute-cfi- Facebook: https://www.facebook.com/corporatefinanceinstitute.cfi Instagram: https://www.instagram.com/corporatefinanceinstitute Google+: https://plus.google.com/+Corporatefinanceinstitute-CFI YouTube: https://www.youtube.com/c/Corporatefinanceinstitute-CFI
Commercial Bank Revenue Model: Loan Projections
 
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In this tutorial Commercial Bank Revenue Model: Loan Projections, you’ll learn about the key revenue drivers for a commercial bank, with a focus on how to project its loan portfolio based on GDP growth, market share, and addressable loan market sizes. http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" Table of Contents: 1:46: Overview of Revenue for a Bank 6:47: The Step-by-Step Process to Project Loan Growth 15:06: Calculating and Checking the Loan Size in Each Segment 19:39: Recap and Summary For pure-play commercial banks, the vast majority of their revenue will come from “Net Interest Income”: Interest Income on Loans, less Interest Expense paid on Deposits, Debt, and Other Funding Sources. KEY QUESTION #1: What will the bank’s Loans and Deposits be? KEY QUESTION #2: What will the bank’s Interest Rates Earned and Paid Be? Interest rates are a whole separate topic, and Deposits and Funding Sources are usually linked to Loans, so we’re going to focus on the key drivers behind Loans and Loan Growth here. More so than with “normal companies,” commercial banks’ fortunes are heavily linked to the overall economy. Higher GDP growth results in more transactions – more buying and selling – and to more borrowing by both consumers and businesses. A healthy bank will tend to grow its loans more quickly than the GDP growth rate – credit expansion leads economic expansion. So the first key driver of Loan Growth is GDP growth. Some banks might sell more effectively, might offer more favorable terms for lenders, or might have different lending standards, so market share also plays a role (this is key driver #2). The Step-by-Step Process to Project a Bank’s Loan Portfolio Step #1: Determine the sizes of a bank’s markets (e.g., Mortgages, Auto Loans, and Credit Cards) to calculate its market share(s). Step #2: Make each market a percentage of the country’s GDP. Step #3: Project how the country’s GDP changes in the future. Step #4: Project the bank’s market share in each segment and forecast each loan market as a percentage of the country’s GDP. Step #5: Calculate the Loan Size in each segment with GDP * Loan Market Size as a % of GDP * Bank’s Market Share. Steps 1 & 2: Sizing the Loan Markets Possible Sources: Bank’s IPO Prospectus, Industry Reports (UK – De Montfort Group), Bank’s Interim/Annual Reports or Earnings Calls, Equity Research… If you can’t find data on loan market sizes, make it less granular and look at Total Loans in the country instead and calculate the bank’s market share there. The goal is to get a rough sense of whether the bank’s market share is rising or declining over time. Step 3: Projecting GDP Growth You can find any country’s nominal GDP via sources like Wikipedia, Statista, the IMF/World Bank, etc. For the projections, you can consult with similar sources, but you should also consider different cases and think about what happens if growth continues as expected, what happens if it goes above expectations, and what happens if there’s a recession followed by a recovery. Step 4: Projecting Future Market Share and Addressable Loan Market Sizes Approach #1: Follow and extend historical trends (If the bank is losing/gaining market share, continue that; otherwise, keep it steady). Approach #2: Speak with people in the market, such as real estate brokers and new homeowners, and see if you can discern trends from them (“channel checks”). Approach #3: Look for outside sources such as equity research and buy-side research and see what they’re saying. Step 5: Calculating the Loan Size in Each Segment Loan Size = Nominal GDP * Loan Market Size as % of GDP * Bank’s Market Share The harder part is checking your numbers afterward – Do the estimates seem reasonable? Do they accurately reflect different outcomes? You often want the Base or Upside Case to be close to equity research/consensus/management estimates. And the Downside Case should be real (e.g., 2009-style recession) – negative GDP growth, not just 1% growth rather than 2%. RESOURCES: https://youtube-breakingintowallstreet-com.s3.amazonaws.com/Bank-Loan-Projections-Before.xlsx https://youtube-breakingintowallstreet-com.s3.amazonaws.com/Bank-Loan-Projections-After.xlsx https://youtube-breakingintowallstreet-com.s3.amazonaws.com/Bank-Loan-Projections.pdf
Profitability Ratio Analysis: Financial Ratio Analysis Explained
 
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Profitability Ratio Analysis: Financial Ratio Analysis Explained Support AccoFina's Patreon if you are a Fan or Believer in my work, https://patreon.com/accofina Time Markers: 1) The Profit Margin 1:17 2) The Gross Profit Margin 5:47 3) The Return on Assets 14:28 4) The Return on Equity 21:47 5) Different ways to conduct ratio analysis 27:56 6) Key ideas with all ratio analysis 29:06 1) THE PROFIT MARGIN Tells us how much profit is generated from sales. Percentage of sales revenue that ends up as profit Good indicator of cost control and/or pricing power. Profit Margin Formula: Profit Margin = Net Income / Sales Revenue Example Where do we find the Required Inputs? Net Income: From the Income Statement Sales Revenue: From the Income Statement How to Interpret Changes in the Ratio: Expenses have changed in relation to sales... * Management is effective with cost control * Economies of scale are being utilised. Sales Revenue has changed in relation to expenses... * Change in pricing power (bargaining position with consumers) * Change in state of the economy and aggregate demand 2) THE GROSS PROFIT MARGIN (Very important for resellers and manufacturers) Profit between cost of inventory and sales price. How much sales revenue left to cover profit and all other expenses. Gross Profit Margin Formula: Gross Profit Margin = (Sales Revenue - Cost of Goods Sold) / Sales Revenue Where do we find the Required Inputs? Sales Revenue: From the Income Statement Cost of Goods Sold: From the Income Statement How to Interpret Changes in the Ratio: Sales Revenue has changed in relation to cost of goods sold... * Change in pricing power (bargaining position with consumers) * Change in product or aggregate demand (without a flow through the supply chain yet) * Market competitive position and pressures Cost of Goods Sold has changed in relation to sales revenue... * Power within the supply chain * Change in supplier or production efficiency Changes in prices of particular commodity inputs 3) RETURN ON ASSETS Return generated by the assets for those who funded the assets. Insight into success of management in income generating asset allocation and utilisation. Return on Assets Formula: Return on Assets = (Income beforeTax + Interest Expense) / ((Assets at Start of Period + Assets at End of Period) / 2) Where do we find the Required Inputs? Income before Tax: From the Income Statement Interest Expense: From the Income Statement Assets at Start of Period: From the Previous Balance Sheet Assets at End of Period: From the Current Balance Sheet How to Interpret Changes in the Ratio: Profitability has changed in relation to the level of assets... * Management is getting ‘more from less’ in regards to assets * Management has made good asset allocation decisions in terms of revenue * Management has good control of costs in relation to expenses Previously mentioned reasons: e.g. economy, market power, competitive position Level of assets have changed in relation to profitability... * Assets may have suddenly increased through large, recent * CapEx Assets may not be being replaced or replenished at the same rate * Particular choice of depreciation/amortisation policies 4) RETURN ON EQUITY Return generated for the owners of the business, the common stockholders. Insight into success of any leverage used (when comparing to return on assets). Return on Equity Formula: Return on Equity = (Net Income - Preference Dividends) / ((Common Stockholder Equity at Start of Period + Common Stockholder Equity at End of Period) / 2) Where do we find the Required Inputs? Net Income: From the Income Statement Preference Dividends: From the Income Statement or Investor Relations Equity at Start of Period: From the Previous Balance Sheet Equity at End of Period: From the Current Balance Sheet How to Interpret Changes in the Ratio: Profitability has changed in relation to the level of common stockholder equity... * Management performance is changing in the eyes of, and on behalf of, the owners/employers * Previously mentioned reasons: e.g. economy, market power, competitive position, cost control, asset utilisation Common Stockholder Equity has changed in relation to profitability... * The level of liabilities have changed (and thus equity) * A stock issue or stock buyback (i.e. equity levels have changed) Subscribe to the Channel: https://goo.gl/84Sfeg Or just check out the Channel Page: https://goo.gl/yTj9Bs Most Popular YouTube Video: https://goo.gl/Jbv685 Latest YouTube Upload: https://goo.gl/wDM83Y 1) Website http://www.accofina.com 2) Amazon Author Page: http://www.amazon.com/author/axeltracy 3) Udemy Instructor Page https://www.udemy.com/u/axeltracy/ 4) Twitter http://www.twitter.com/accofina 5) Google+ http://plus.google.com/+accofina 6) Instagram https://www.instagram.com/axel_accofina/ 7) Facebook Page https://www.facebook.com/AccoFina.Page #Accounting #FinancialEducation #FundamentalAnalysis
Views: 52448 AccoFina
3 Minutes! Financial Ratios and Financial Ratio Analysis Explained (Quick Overview)
 
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OMG wow! So easy clicked here http://mbabullshit.com/ for Financial Ratio Analysis Explained Financial Ratio Analysis Explained in 3 minutes Sometimes it's not enough to simply say a company is in "good or bad" health... To make it easier to compare a company's health with other companies, we have to put numbers on this health, so that we can compare these numbers with the numbers of other companies... So now... how do we use numbers to assess company health? http://www.youtube.com/watch?v=TZZFBkbC2lA This is where Financial Ratios come in... Very common types of financial ratios are Liquidity Ratios, Profitability Ratios, and Leverage Ratios. Liquidity Ratios can tell us how easily a company can pay its debts... so that the company doesn't get eaten up by banks or other creditors. An example of this is the Current Ratio... This tells us how much of your company's stuff can be easily changed into cash within the next 12 months so that it can pay debts which need to be paid also within 12 months. The higher your current ratio is, the less risky a situation your company is in. Now moving on... Profitability Ratios can tell us how good a company is at making money. An example of this is the Profit Margin Ratio. This tells us how much profit your company earns compared to your company's sales. Normally, a higher number is better; because you want to earn more profit for every $1 of sales that you get. And finally, what about Leverage Ratios? These can tell us how much debt the company is using to make the company run and stay alive. An example of this is the simple Debt Ratio. This tells us how much % of a company's assets are paid for by debt. Normally, a company is considered "safer" when the debt ratio is low. Note that this was just a very simple overview. There are a lot more financial ratios & many different ways of using them; plus a lot of problems and disadvantages in using them as well. Would you like to SUPER easily learn more about many financial ratios with even deeper analysis & detail? Check out my FREE videos at MBAbullshit.com See ya there!
Views: 1277420 MBAbullshitDotCom
Financial Management - Lecture 01
 
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finance, financial management, Brigham, CFO, financial decision, corporate finance, business finance, financial economics, financial markets, financial institutions, financial institutions, financial instruments, securities, financial assets, financial system, money markets, capital markets, money-market instruments, capital-market instruments, banking, investments, portfolio management, portfolio theory, security analysis, behavioral finance, personal finance, public finance, proprietorship, partnership, corporation, retained earnings, dividends, profit maximization, wealth, shareholder wealth, market price, share price, value, fundamental value, intrinsic value, true value, discounted value, fundamental value, risk, true risk, perceived risk,
Views: 708547 Krassimir Petrov
Sensitivity Analysis for Financial Modeling Course | Corporate Finance Institute
 
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Sensitivity Analysis for Financial Modeling Course | Corporate Finance Institute Enroll in the full course to earn a certificate and advance your career: http://courses.corporatefinanceinstitute.com/courses/sensitivity-analysis-financial-modeling This advanced financial modeling course will take a deep dive into sensitivity analysis with focus on practical applications for professionals working in investment banking, equity research, financial planning & analysis (FP&A), and finance functions. Course agenda includes: Introduction Why perform sensitivity analysis? Model integration - Direct and Indirect methods Analyzing results Gravity sort table Tornado charts Presenting results By the end of this course, you will have a thorough grasp of how to build a robust sensitivity analysis system into your financial model. Form and function are both critical to ensure you can handle quick changes and information requests when you're working on a live transaction.
How Are The Three Financial Statements Linked? - Mock IB Question
 
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Mock Investment Banking Interview Questions; - How are the three financial statements linked? - How will a $10 depreciation charge impact the three financial statements Key Takeaway - Start with the income statement, move onto the cash flow statement, and then end with the balance sheet. Practice as much as you can before the interview. Good luck! If you have any other questions, please comment below. If you enjoyed the video and found it helpful, please like and subscribe to FinanceKid for more videos soon! For those who may be interested in finance and investing, I suggest you check out my Seeking Alpha profile where I write about the market and different investment opportunities. I conduct a full analysis on companies and countries while also commenting on relevant news stories. http://seekingalpha.com/author/robert-bezede/articles#regular_articles
Views: 21698 FinanceKid
Ratio Analysis - Introduction
 
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This revision video introduces the concept of ratio analysis.
Views: 99010 tutor2u
Analysis of Company Financial Statements
 
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Download the Show Notes: http://www.mindset.co.za/learn/sites/files/LXL2013/LXL_Gr12Accounting_13_Analysis%20of%20Company%20Financial%20Statements_09May.pdf In this live Grade 12 Accounting show we discuss the Analysis of Company Financial Statements. In this lesson we focus on ratios affecting liquidity, solvency, risk & returns as well as discuss ratio calculations & relevant comments. Visit the Learn Xtra Website: http://www.learnxtra.co.za View the Learn Xtra Live Schedule: http://www.learnxtra.co.za/live Join us on Facebook: http://www.facebook.com/learnxtra Follow us on Twitter: http://twitter.com/learnxtra ( E00197976 )
Views: 275641 Mindset Learn
US GAAP vs. IFRS on the Financial Statements
 
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You'll learn the key differences between US GAAP and IFRS on the 3 main financial statements (Income Statement, Balance Sheet, and Cash Flow Statement). By http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" You'll also learn how to adjust an international company's financial statements to make it easier to model and project over time. Table of Contents: 1:46 Why US GAAP vs. IFRS Matters 5:28 Income Statement Terminology Differences 7:34 Balance Sheet Differences 14:09 How to Adjust the Financial Statements for an IFRS Company 20:02 Recap and Summary Income Statement: The Income Statement is very similar regardless of the accounting system. Some items have different names (e.g., Revenue is often called Turnover and Net Income is often called Profit), but that's about it. Balance Sheet: There are more differences on the Balance Sheet - items are often arranged in a different order (sometimes Long-Term Assets are listed first, then Current Assets, then Equity, then Long-Term Liabilities and Current Liabilities at the end). The Balance Sheet itself is usually called the "Statement of Financial Position." Also, items within the Equity section often have different names: Common Stock is called "Share Capital" or "Issued Capital." Additional Paid-In Capital is often called the "Share Premium." Retained Earnings and Treasury Stock tend to have similar names. IFRS-based companies also have many "Reserve" categories for items such as FX translation differences and unrealized gains and losses. For US-based companies, these items show up within Accumulated Other Comprehensive Income (AOIC) rather than being split out into separate "Reserve" categories. But the FUNCTIONALITY of the Balance Sheet is still very similar (items still flow in and change the same way), even if items have different names or are grouped differently. Cash Flow Statement There are more differences on the Cash Flow Statement, because most US-based companies use the INDIRECT method and most international companies use the DIRECT method. The Indirect Method starts with Net Income, makes non-cash adjustments, and lists the changes in Working Capital in the Cash Flow from Operations section. The Direct Method simply lists the cash received from customers and cash paid to suppliers and employees, along with income taxes and interest and other expenses, and so you don't see the full details behind the non-cash adjustments and working capital spending. When this happens, it is much, much harder to link the financial statements because changes in items such as Accounts Receivable and Accounts Payable won't flow into anything on the Cash Flow Statement. So we recommend ADJUSTING the financial statements as follows: First, find a reconciliation between this Cash Flow Statement and the company's operating income and/or net income. Then, make the Cash Flow Statement start with Net Income instead, as it normally does, and include all the line items from this reconciliation (non-cash adjustments, Working Capital changes, etc.). And if there are still remaining differences between items such as income taxes and interest expense on the Income Statement vs. Cash Flow Statement, make adjusting entries on the CFS that indicate the true cash amount that a company paid for those. Further Resources http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-US-GAAP-vs-IFRS.xlsx Examples of Financial Statements for US-Based Companies: http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-US-Chuck-E-Cheese.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-US-Jazz-Pharmaceuticals.pdf Examples of Financial Statements for International Companies: http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-Australia-Telstra.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-Brazil-Ambev.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-China-TenCent.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-France-Vivendi.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-India-Infosys.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-Japan-Suntory.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-Korea-Samsung.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-Mexico-FEMSA.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-Russia-Rostelecom.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-Saudi-Arabia-Saudi-Telecom.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-Singapore-SG-Airlines.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-South-Africa-PPC.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-UAE-DP-World.pdf http://youtube-breakingintowallstreet-com.s3.amazonaws.com/105-09-UK-Easyjet.pdf
CMA Introduction - Banking Credit Analysis Process (for Bankers)
 
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Did you liked this video lecture? Then please check out the complete course related to this lecture, Banking Credit Analysis Process with 240+ Lectures, 17+ hours content available at discounted price (10% off)with life time validity and certificate of completion. Enrollment Link For Students Outside India: https://bit.ly/2wcpBMk Enrollment Link For Students From India: https://www.instamojo.com/caraja/banking-credit-analysis-process/?discount=inybcap68 Our website link : https://www.carajaclasses.com ---------------------------------------------------------------------------------------------------------------- BEST FOR CREDIT ANALYSIS THIS IS BEST LECTURE EXPLAINED IN SIMPLE METHOD WITH EXAMPLES FOR CREDIT PROFESSIONAL.Also it would def help on the job purpose as well.Would def recommend ------------------------------------------------------------------------------------------------------------------ Credit Analysis is the core process adopted by any Bank to understand, evaluate and appreciate about the Customers Identity, Integrity, Financial Position, - Repayment Capacity, Etc. Every Banker should be through with Credit Analysis Process because day in day out they have to deal with new customers and before sanctioning any new loans to them, Banker should have made detailed study of their customers. No Banker can raise to top unless he becomes conversant with Credit Analysis Process. Bank would generally throw employees on to the job before they get opportunity to be trained. This is with more specific reference to Credit Analysis where Bankers should under detailed learning process, else their mistakes in the process will be Very Costly beyond their manageable Position. Hence, this course will provide platform to Bankers to have fall back reference on the Critical Aspects of Credit Analysis Process, Banking/ Management Consultants can also use this course for the equipping themselves to the expectations of the Bankers while handling Credit Proposals. This Course has been Structured in self paced Learning Style. Learners can Learn Credit Analysis process at their own time, Convenience and place. Materials used in this Course will enable the participants to understand credit Analysis Process with almost Clarity. • Category: Business What's in the Course? 1. Over 171 lectures and 11 hours of content! 2. By taking this Course you will Understand, What is Credit Analysis 3. By taking this Course you will Understand, What is Working Capital Cycle 4. By taking this Course you will Understand, What is Project Financing 5. By taking this Course you will Understand, Detailed Process of Credit Analysis Course Requirements: 1. No prior knowledge is required for taking this course. 2. Students need PC / Laptop / Tab / Mobile (supporting Android / iOS) to view this course Who Should Attend? 1. Bankers 2. Consultants(Management/Banking/Finance) 3. Finance Managers 4. Entrepreneurs looking for Raising Funds 5. Department Heads 6. Chartered Accountants
Views: 45607 CARAJACLASSES
Excel Shortcuts Investment Banking: Quick Tips
 
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You’ll get a quick, but very powerful, tip on how to optimize your Excel setup with the Quick Access Toolbar (QAT) and custom shortcuts in this tutorial. These tips will save you a ton of time when creating valuations, organizing data, and doing any formatting exercise. http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" Shortcuts Introduced: These are all BUILT-IN shortcuts: Alt, T, O: Options Menu Alt, H, FC: Font Color Alt, H, FS: Font Size Alt, H, H: Fill Color Alt, H, A, C: Center Alt, H, B: Borders Alt, H, O, I: AutoFit Column Width Alt, H, O, W: Column Width Alt, H, 0: Increase Decimal Places Alt, H, 9: Decrease Decimal Places These are the NEW shortcuts you can create via the Quick Access Toolbar: Alt, 1: Font Color Alt, 2: Font Size Alt, 3: Fill Color Alt, 4: Center Alt, 5: Borders Alt, 6: AutoFit Column Width Alt, 7: Column Width Alt, 8: Increase Decimal Places Alt, 9: Decrease Decimal Places Lesson Outline: Many Excel shortcuts that you use repeatedly when creating valuations, models and when formatting data are cumbersome to enter. Something as simple as changing the font color takes 4 keystrokes – Alt, H, F, C – if you use the built-in method for it. Other common commands such as alignment, fill colors, borders, and column widths also take 3-4 keystrokes. A more efficient alternative is to set up the Quick Access Toolbar (QAT) so that you can access the most common commands with shortcuts like Alt, 1 instead. You can either import our file (see the link below under RESOURCES) or go to the Options menu (Alt, T, O) and then the Quick Access Toolbar tab, and create the menu yourself. We recommend setting “Font Color” in position #1, followed by Font Size, Fill Color, Center, Borders, AutoFit Column Width, Column Width, and Increase and Decrease Decimal places. These are some of the most frequently used commands in Excel, and you’ll save a ton of time with the new, shorter versions. A command like AutoFit Column Width that used to take 4 keystrokes now takes only 2 (Alt, 6) with this approach. You might realize 30-40% time savings when working in Excel if you use this full set of shortcuts. They’re especially useful for formatting and analyzing data and doing the initial setup in financial models. RESOURCES: https://youtube-breakingintowallstreet-com.s3.amazonaws.com/Excel-QAT-Export.exportedUI https://youtube-breakingintowallstreet-com.s3.amazonaws.com/Excel-Shortcuts-Investment-Banking-Slides.pdf
Financial Markets and Institutions - Lecture 01
 
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Textbook: "Financial Markets and Institutions" by Saunders and Cornette. Economics, financial economics, financial system, financial instruments, financial markets, financial institutions, financial claim, financial asset, intermediation, funds, funding, finance, financial resource, primary market, secondary market, saver, investor, issue, issuer, money market, capital market, money market instrument, capital market instrument, short-term, long-term, maturity, liquidity, price discovery, debt, equity, residual claim, creditors, lenders, debtors, borrowers, income, net income, profit, return, gain, asset, asset classes, primary asset classes.
Views: 83031 Krassimir Petrov
Ratio Analysis by Vijay Adarsh | Current ratio | Quick Ratio | Class 12 & B Com | StayLearning
 
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Accounting Ratios: - A ratio is a Mathematical expression that shows the relationship between various items or groups of items. When rations are calculated on the basis of accounting information, they are called Accounting Ratios. Ratio analysis is an important technique of financial analysis. It is the process of Determining and interpreting numerical relationship between figures of the financial statements. Thus ratios analysis is very important in revealing the financial position and soundness of the business. Objectives of Ratios Analysis:- 1) To know the areas of the enterprise which need more attention. 2) To know about the potential areas which can be improved on. 3) Helpful in comparative analysis of the performance. 4) Helpful in budgeting and forecasting. 5) To provide analysis of the liquidity, solvency, activity and profitability of the enterprise. 6) To provide information useful for making estimates and preparing the plans for future. Limitation of Ratio Analysis:- 1) Accounting Ratios ignore qualitative factors. 2) Absence of universally accepted terminology. 3) Ratios are affected by window- dressing. 4) Effects of inherent limitation of accounting 5) Misleading results in the absence of absolute data. 6) Price level changes ignored. 7) Impressed by personal bias and ability of the analyst. To View Full Video Lectures Visit - https://bit.ly/2PEEnUC ★ ACCOUNTS VIDEOS ★ https://www.youtube.com/channel/UCAXbiqmSkp9Sse4guGRMqDw?view_as=subscriber ★ COST ACCOUNTING VIDEOS ★ https://www.youtube.com/channel/UCAXbiqmSkp9Sse4guGRMqDw?view_as=subscriber ★ FINANCIAL MANAGEMENT VIDEOS ★ https://www.youtube.com/channel/UCAXbiqmSkp9Sse4guGRMqDw?view_as=subscriber ★ ECONOMICS VIDEOS ★ https://www.youtube.com/channel/UCK5RB8xNW_iOXz-rcGJZyTw?view_as=subscriber ★ INCOME TAX VIDEOS ★ https://www.youtube.com/channel/UCRRFVa1axTUdwZzc4Ta42XQ?view_as=subscriber ★ MATHS VIDEOS ★ https://www.youtube.com/channel/UCaIY3jMl7QDUWN6P6kSUYWw?view_as=subscriber STUDY TIPS ऐसे पढोगे तो हमेशा TOPPER बनोगे | Study Tips https://bit.ly/2QUXaew ENGLISH – Fatafat (Easy Way to Learn English) अंग्रेजी सीखें - फटाफट https://bit.ly/2PoAF4H ★ ExpertMotivation Channel https://bit.ly/2EsPBKC ★ For Any Information Video classes & Face To Face Batches Call +91 9268373738 E-mail: [email protected] (We Prefer emails rather than calls) Call timings Monday to Friday - Morning 10 to Evening 7 FACEBOOK: https://www.facebook.com/VijayAdarshIndia WEBSITE: http://www.vijayadarsh.com
Views: 269316 StayLearning
IBPS PO | RRB : Financial & General Awareness Class 14 | Capital Market - 1 | Abhijeet Sir
 
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Stop buying Test Series again and again! Buy Testbook Pass and get Test Series for 65+ exams with 12 months validity. Get Testbook Pass now: http://bit.ly/tbpass Watch this Video on General & Financial Awareness Class 14 on Capital Market for IBPS PO RRB & IBPS Clerk by our favourite GA Expert Abhijeet Sir and score more marks in Government Exams like Banking, Railways and IBPS PO Mains. ~ IBPS PO | RRB GA Class 13 https://www.youtube.com/watch?v=zl-f1lZsFzw ~ Watch All the Videos on Banking Awareness : https://www.youtube.com/watch?v=kiQvNXvMsps&list=PLPOW4yzC55Nlr_p5Ib2y_I4tDK1Wde1pI #ibpsrrbclerk #ibpspo #ibpsrrb #RRBALPanalysis #memorybased #DailyEmploymentNews Moreover, visit Testbook Blog to find more such articles & boost your exam preparation. Stay tuned with Testbook’s YouTube channel and other socials (FB, Twitter, Instagram) to get instant updates on job notifications, current affairs, test series, free tests, recent exams and much more. Facebook - https://www.facebook.com/testbookdotcom/ Twitter - https://twitter.com/Testbookdotcom/ Instagram - https://www.instagram.com/testbookdotcom/ Download Testbook App - http://bit.ly/testbookmobileapp Download Current Affairs App - http://bit.ly/testbookCA Back by Popular Demand!! Buy Special Edition 500 Day Testbook Pass @₹500/- Link : https://testbook.com/u/pass (Limited Passes Available) Crack SBI PO Prelims + Mains + Interview with our Experts! Get 220+ Live Classes + Video Lessons + PDFs + Quizzes for Just ₹7999/- Link : https://testbook.com/u/sbipo2019 SSC CGL Complete Live Batch for Tier 1 & Tier 2. Get 150+ Live Classes+ Video Lessons+PDFs+Quizzes! Link : https://testbook.com/u/ssccgl30 Crack RRB JE CBT 1 with our Experts! Get 230+ Video Lessons + Live & Doubt Sessions + PDFs for just ₹3099/- Link : https://testbook.com/u/rrbjecbt1 Crack SSC CHSL and MTS Tier 1 Exam with our Experts! Get Live Classes+Video Lessons+Quizzes+PDFs for just ₹2999/- Link : https://testbook.com/u/sscchslmts Crack RRB NTPC CBT 1 Exam with our Experts! Get Live Classes + Doubt Sessions + PDFs + Quizzes for just ₹2499/- Link : https://testbook.com/u/railwayntpc Crack LIC AAO 2019 Exam with our Experts! Get Video Lessons + PDFs + Quizzes for just ₹2999/- Link : https://testbook.com/u/licaao Crack ALP CBT 3 Psycho Test! Get Video Solutions + Tricks for just ₹2499/- Link : https://testbook.com/u/rrbalpcbt3 Join Testbook's Official Telegram Channel! Link : https://t.me/testbookcom Crack GA & Banking Awareness with Financial Guru Abhijeet Sir - Videos, Quizzes, PDFs + Secret Strategies for just ₹3499/- Link : https://testbook.com/u/gaba Crack Advanced Maths for RRB JE, SSC CGL, SSC CPO & SSC CHSL! Get Live & Doubt Classes + Video Lessons + PDFs for just ₹2249/- Link : https://testbook.com/u/advmath Crack FCI Phase 1 Exam with our Experts! Get Video Lessons + Quizzes + Ebooks for just ₹2249/- Link : https://testbook.com/u/fciphase1 Crack DI & Caselet for Banking Exams Link : https://testbook.com/u/caseletdi GS Foundation Pocket Course : Link : https://testbook.com/u/gsfoundationcourse Class Schedule for 25th March 2019 7:30 AM - 25th March Current Affairs : http://bit.ly/2Fv2HWs 9:00 AM - RRB NTPC | JE | Group D Quant Class : http://bit.ly/2TskfpP 3:00 PM - SSC CGL | CHSL | MTS Quant Class : http://bit.ly/2JzPijI 4:00 PM - SSC CGL | CHSL | MTS Reasoning Class : http://bit.ly/2HPNyQU 6:00 PM - Banking & Insurance Quant Class : http://bit.ly/2CzXyu9
Views: 40070 Testbook.com
Financial Statement Analysis - Ratio Analysis
 
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A video from N S Toor School of Banking on Ratio analysis for financial statement analysis. For full view of the Video and for complete course of Financial Statement Analysis, please log on www.bankingindiaupdate.com
Views: 18676 Ns Toor
Money and Finance: Crash Course Economics #11
 
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So, we've been putting off a kind of basic question here. What is money? What is currency? How are the two different. Well, not to give away too much, but money has a few basic functions. It acts as a store of value, a medium of exchange, and as a unit of account. Money isn't just bills and coins. It can be anything that meets these three criteria. In US prisons, apparently, pouches of Mackerel are currency. Yes, mackerel the fish. Paper and coins work as money because they're backed by the government, which is an advantage over mackerel. So, once you've got money, you need finance. We'll talk about borrowing, lending, interest, and stocks and bonds. Also, this episode features a giant zucchini, which Adriene grew in her garden. So that's cool. Special thanks to Dave Hunt for permission to use his PiPhone video. this guy really did make an artisanal smartphone! https://www.youtube.com/watch?v=8eaiNsFhtI8 Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Fatima Iqbal, Penelope Flagg, Eugenia Karlson, Alex S, Jirat, Tim Curwick, Christy Huddleston, Eric Kitchen, Moritz Schmidt, Today I Found Out, Avi Yashchin, Chris Peters, Eric Knight, Jacob Ash, Simun Niclasen, Jan Schmid, Elliot Beter, Sandra Aft, SR Foxley, Ian Dundore, Daniel Baulig, Jason A Saslow, Robert Kunz, Jessica Wode, Steve Marshall, Anna-Ester Volozh, Christian, Caleb Weeks, Jeffrey Thompson, James Craver, and Markus Persson -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 719159 CrashCourse
Financial Modeling Quick Lesson: Cash Flow Statement (Part 1)
 
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Learn the building blocks of a financial model. In this video, we'll build a cash flow statement given an income statement and balance sheet in Excel. To download the Excel template that goes with this video, go to http://www.wallstreetprep.com/blog/financial-modeling-quick-lesson-cash-flow-statement-part-1/ The accounting here is a simplified presentation of how the three major financial statements are inter-related and lays the foundation of financial statement models in investment banking. Many accounting questions that we see time and again in finance interviews are designed to test the understanding explained in this exercise.
Views: 381113 Wall Street Prep
Union Budget 2019 Highlights | Complete Analysis of Interim Budget | Live Budget 2019
 
48:59
Watch this video on Union Budget 2019 Analysis by our Experts & Get an idea about Revised Tax Rates. Note down these details about Interim Budget & revise them later to Crack Government & Bank Exams! Back by Popular Demand!! Buy Special Edition 500 Day Testbook Pass @₹500/- Link : https://testbook.com/u/pass (Limited Passes Available) Crack SBI PO Prelims + Mains + Interview with our Experts! Get 220+ Live Classes + Video Lessons + PDFs + Quizzes for Just ₹7999/- Link : https://testbook.com/u/sbipo2019 SSC CGL Complete Live Batch for Tier 1 & Tier 2. Get 150+ Live Classes+ Video Lessons+PDFs+Quizzes! Link : https://testbook.com/u/ssccgl30 Crack RRB JE CBT 1 with our Experts! Get 230+ Video Lessons + Live & Doubt Sessions + PDFs for just ₹3099/- Link : https://testbook.com/u/rrbjecbt1 Crack SSC CHSL and MTS Tier 1 Exam with our Experts! Get Live Classes+Video Lessons+Quizzes+PDFs for just ₹2999/- Link : https://testbook.com/u/sscchslmts Crack RRB NTPC CBT 1 Exam with our Experts! Get Live Classes + Doubt Sessions + PDFs + Quizzes for just ₹2499/- Link : https://testbook.com/u/railwayntpc Crack LIC AAO 2019 Exam with our Experts! Get Video Lessons + PDFs + Quizzes for just ₹2999/- Link : https://testbook.com/u/licaao Crack ALP CBT 3 Psycho Test! Get Video Solutions + Tricks for just ₹2499/- Link : https://testbook.com/u/rrbalpcbt3 Join Testbook's Official Telegram Channel! Link : https://t.me/testbookcom Crack GA & Banking Awareness with Financial Guru Abhijeet Sir - Videos, Quizzes, PDFs + Secret Strategies for just ₹3499/- Link : https://testbook.com/u/gaba Crack Advanced Maths for RRB JE, SSC CGL, SSC CPO & SSC CHSL! Get Live & Doubt Classes + Video Lessons + PDFs for just ₹2249/- Link : https://testbook.com/u/advmath Crack FCI Phase 1 Exam with our Experts! Get Video Lessons + Quizzes + Ebooks for just ₹2249/- Link : https://testbook.com/u/fciphase1 Crack DI & Caselet for Banking Exams Link : https://testbook.com/u/caseletdi GS Foundation Pocket Course : Link : https://testbook.com/u/gsfoundationcourse Class Schedule for 25th March 2019 7:30 AM - 25th March Current Affairs : http://bit.ly/2Fv2HWs 9:00 AM - RRB NTPC | JE | Group D Quant Class : http://bit.ly/2TskfpP 3:00 PM - SSC CGL | CHSL | MTS Quant Class : http://bit.ly/2JzPijI 4:00 PM - SSC CGL | CHSL | MTS Reasoning Class : http://bit.ly/2HPNyQU 6:00 PM - Banking & Insurance Quant Class : http://bit.ly/2CzXyu9 ~ Watch All the Videos on Banking Awareness : https://www.youtube.com/watch?v=kiQvNXvMsps&list=PLPOW4yzC55Nlr_p5Ib2y_I4tDK1Wde1pI #liveclass #unionbudget #gkquestions #RRBALPanalysis #rrbalp Moreover, visit Testbook Blog to find more such articles & boost your exam preparation. Stay tuned with Testbook’s YouTube channel and other socials (FB, Twitter, Instagram) to get instant updates on job notifications, current affairs, test series, free tests, recent exams and much more. Facebook - https://www.facebook.com/testbookdotcom/ Twitter - https://twitter.com/Testbookdotcom/ Instagram - https://www.instagram.com/testbookdotcom/ Download Testbook App - http://bit.ly/testbookmobileapp Download Current Affairs App - http://bit.ly/testbookCA
Views: 43299 Testbook.com
The Allowance for Loan Losses for Banks (FIG)
 
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In this tutorial, you’ll learn all about the Allowance for Loan Losses and the Provision for Credit Losses for commercial banks, which are important topics related to accounting and valuation for financial institutions (FIG). These topics are extremely likely to come up in interviews with these groups, and will come up on the job day in and day out. http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" Table of Contents: 3:03 Part 1: Allowance for Loan Losses vs. Regulatory Capital 4:24 Part 2: Loan Loss Accounting on the Financial Statements 8:18 Part 3: Example Scenarios to Illustrate the Mechanics 16:45 Part 4: How Regulatory Capital and the Allowance for Loan Losses Are Linked 19:50 Recap and Summary The Business Model of Commercial Banks Banks collect money from customers (deposits), and then lend I to people who need to borrow money (loans). They *expect* to lose something on these loans because some people and companies default and become unable to pay back their loans. But there are two categories: *expected losses* and * unexpected losses*. The Allowance for Loan Losses corresponds to *expected losses*, while Regulatory Capital corresponds to *unexpected losses*. Loan Loss Accounting on the Three Financial Statements Balance Sheet: The Allowance is a contra-asset that’s netted against Gross Loans to calculate Net Loans. Additions: The Provision for Credit Losses will increase this reserve, making the contra-asset more negative. This Provision represents the *additional* amount, above and beyond the existing Allowance, that the bank expects to lose. Subtractions: Net Charge-Offs (actual defaults) will reduce this Allowance, making the contra-asset less negative. Income Statement: The Provision for Credit Losses is an expense that reduces Pre-Tax Income and Net Income, but Net Charge-Offs do not appear on the IS... not directly, anyway. Cash Flow Statement: The Provision for CLs is a non-cash add-back; you also record Loan Additions here. Just as with the Income Statement, Net Charge-Offs do NOT show up here. Loan Loss Accounting, Illustrated in Different Scenarios Scenario #1: The Bank expects to lose an ADDITIONAL $10 on its Loans It simply records $10 for the Provision for Credit Losses. Gross Loans stays the same, but the Allowance becomes $10 more negative, and Net Loans declines by $10 as a result. Scenario #2: Bank adds $100 in Loans, and expects to lose $5 on them It records $5 for the Provision for Credit Losses. Gross Loans increases by $100, the Allowance becomes $5 more negative, and the Net Loans figure increases by $95. Scenario #3: Now the bank actually loses $5 and records the charge-off The Gross Loans figure declines by $5 and the Allowance for Loan Losses becomes $5 more positive. Those changes cancel each other out, and so the Net Loans figure stays the same. There’s no Income Statement impact. Scenario #4: …but now, there’s a recovery of $2! Due to collateral, or the borrowers suddenly repaying some of the loan Now, the Gross Loans figure increases by $2, but the Allowance also becomes $2 more negative – so the changes cancel each other out once again, and Net Loans stays the same. There’s no Income Statement impact. Scenario #5: The Allowance is $10, but there’s a Gross Charge-Off of $20 – what happens? How can this possibly work? In this case, the bank simply has to *increase* its Allowance for Loan Losses to cover this unexpected loss. So the bank might set aside, say, an additional $20, and therefore record a $20 Provision for Credit Losses, which results in a higher Allowance to cover this loss. The Net Loans figure ends up declining because the Gross Loans figure will fall and the Allowance will eventually return to its original level. How Regulatory Capital and the Allowance for Loan Losses Are Linked So how exactly does Regulatory Capital (mostly Common Equity or Equity) “absorb” losses? Because when an unexpected loss occurs, banks have to increase their Allowance for Loan Losses. They do this by increasing the Provision for CLs, which reduces Net Income since it appears on the Income Statement. That reduced Net Income, in turn, reduces Shareholders’ Equity. So Regulatory Capital “absorbs losses” by ensuring that Equity stays above a certain level, even if Net Income falls… since a dramatic drop in Net Income would come, most likely, from unexpected losses. The capital ratios fall when this happens, as they should. RESOURCES: https://youtube-breakingintowallstreet-com.s3.amazonaws.com/Allowance-for-Loan-Losses.xlsx https://youtube-breakingintowallstreet-com.s3.amazonaws.com/Allowance-for-Loan-Losses.pdf
Banks in the UAE
 
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Video on Banks in the UAE: UAE banks system. Ask me A Question & Get A Free Consultation ► http://www.uae-consultants.com ↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓See more↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓ ----------------------------------------­----------------------------------------­---------------------------- OUR FREE DOWNLOAD BOOKS: These Books Love You (Direct downloads) 1. 10 mistakes business make in the UAE ► http://www.uae-consultants.com/files/10%20mistakes%20business%20make%20in%20the%20UAE.pdf 2. UAE tax residency ► http://www.uae-consultants.com/UAE%20TAX%20RESIDENCY%20book%20from%20uae-consulting.com.pdf 3. Business tours to UAE ► http://www.uae-consultants.com/files/ENG-Business-tours.pdf 4. List of helpful websites in the UAE ► http://www.uae-consultants.com/files/List%20of%20useful%20websites%20in%20the%20UAE%20by%20UAE-Consulting.pdf ----------------------------------------­----------------------------------------­---------------------------- Share this Video ► https://youtu.be/V3vd-JUkbnA Other Videos You Might Like Freezones in UAE ► https://youtu.be/-6laQNALNBY Banks in Dubai, UAE ► https://youtu.be/nNeo25un0J4 Business in Dubai, UAE ► https://youtu.be/V3vd-JUkbnA Jebel Ali Freezone Dubai, UAE ► https://youtu.be/TEPQI2OBFnQ Cost of living in Dubai, UAE ► https://youtu.be/8Vv7lgyeilA ----------------------------------------­----------------------------------------­---------------------------- LETS CONNECT! SOCIALS: FOLLOW US ON Twitter ► https://twitter.com/consultants_uae FOLLOW US ON Facebook ► https://www.facebook.com/uaeconsultants FOLLOW US ON Instagram ► https://www.instagram.com/uaeconsultants Tags: banks in the UAE, banks UAE, UAE banks, Banks in the United Arab Emirates, UAE, Dubai, Banking UAE, United Arab Emirates, Bank industry in UAE, banks in the Dubai, banks Dubai, UAE Dubai, Banks in the Dubai, UAE, Dubai, Banking Dubai, United Arab Emirates, Bank industry in UAE, business in uae, company formation in dubai, business setup in dubai, business in dubai, dubai business how to start a business in dubai, doing business in dubai, company incorporation in dubai uae, incorporation of company in dubai uae, how to open a business in dubai uae, setting up a business, how to set up a business, setting up your own business, setting up a small business, dubai chamber of commerce, economic department dubai, life in dubai, consultancy in dubai, about dubai
Views: 7938 UAE-consultants.com
IBPS PO | Canara Bank | Banking Awareness Most Expected Questions Topic Wise | Abhijeet Sir
 
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Watch this video to get Most Expected Questions asked in Banking Awareness for IBPS PO Mains & Canara Bank PO by GA Expert Abhijeet Sir. Get Important Topics on which you need to prepare more in order to score good marks in your exam. #DailyCurrentAffairs #bankingawareness #liveclass ~ More Banking & Finance Awareness Video https://www.youtube.com/watch?v=8Pt0MCajcns&list=PLPOW4yzC55Nl1LxJFfhEMTk8H1Z16NbW9 ~ General Awareness videos by Abhijeet Sir https://www.youtube.com/watch?v=0QKdqH8tsl0&list=PLPOW4yzC55Nlr_p5Ib2y_I4tDK1Wde1pI ~ Static Gk Videos https://www.youtube.com/watch?v=utU7tA-YJD8&list=PLPOW4yzC55Nli5MCi-h6oThjq4nFvOvOz Moreover, visit Testbook Blog to find more such articles & boost your exam preparation. Stay tuned with Testbook’s YouTube channel and other socials (FB, Twitter, Instagram) to get instant updates on job notifications, current affairs, test series, free tests, recent exams and much more. Don't forget to like, share and subscribe for more Crazy GK Tricks. Facebook - https://www.facebook.com/testbookdotcom/ Twitter - https://twitter.com/Testbookdotcom/ Instagram - https://www.instagram.com/testbookdotcom/ Download Testbook App - http://bit.ly/testbookmobileapp Download Current Affairs App - http://bit.ly/testbookCA Back by Popular Demand!! Buy Special Edition 500 Day Testbook Pass @₹500/- Link : https://testbook.com/u/pass (Limited Passes Available) Crack SBI PO Prelims + Mains + Interview with our Experts! Get 220+ Live Classes + Video Lessons + PDFs + Quizzes for Just ₹7999/- Link : https://testbook.com/u/sbipo2019 SSC CGL Complete Live Batch for Tier 1 & Tier 2. Get 150+ Live Classes+ Video Lessons+PDFs+Quizzes! Link : https://testbook.com/u/ssccgl30 Crack RRB JE CBT 1 with our Experts! Get 230+ Video Lessons + Live & Doubt Sessions + PDFs for just ₹3099/- Link : https://testbook.com/u/rrbjecbt1 Crack SSC CHSL and MTS Tier 1 Exam with our Experts! Get Live Classes+Video Lessons+Quizzes+PDFs for just ₹2999/- Link : https://testbook.com/u/sscchslmts Crack RRB NTPC CBT 1 Exam with our Experts! Get Live Classes + Doubt Sessions + PDFs + Quizzes for just ₹2499/- Link : https://testbook.com/u/railwayntpc Crack LIC AAO 2019 Exam with our Experts! Get Video Lessons + PDFs + Quizzes for just ₹2999/- Link : https://testbook.com/u/licaao Crack ALP CBT 3 Psycho Test! Get Video Solutions + Tricks for just ₹2499/- Link : https://testbook.com/u/rrbalpcbt3 Join Testbook's Official Telegram Channel! Link : https://t.me/testbookcom Crack GA & Banking Awareness with Financial Guru Abhijeet Sir - Videos, Quizzes, PDFs + Secret Strategies for just ₹3499/- Link : https://testbook.com/u/gaba Crack Advanced Maths for RRB JE, SSC CGL, SSC CPO & SSC CHSL! Get Live & Doubt Classes + Video Lessons + PDFs for just ₹2249/- Link : https://testbook.com/u/advmath Crack FCI Phase 1 Exam with our Experts! Get Video Lessons + Quizzes + Ebooks for just ₹2249/- Link : https://testbook.com/u/fciphase1 Crack DI & Caselet for Banking Exams Link : https://testbook.com/u/caseletdi GS Foundation Pocket Course : Link : https://testbook.com/u/gsfoundationcourse Class Schedule for 25th March 2019 7:30 AM - 25th March Current Affairs : http://bit.ly/2Fv2HWs 9:00 AM - RRB NTPC | JE | Group D Quant Class : http://bit.ly/2TskfpP 3:00 PM - SSC CGL | CHSL | MTS Quant Class : http://bit.ly/2JzPijI 4:00 PM - SSC CGL | CHSL | MTS Reasoning Class : http://bit.ly/2HPNyQU 6:00 PM - Banking & Insurance Quant Class : http://bit.ly/2CzXyu9
Views: 54141 Testbook.com
How Banks Manipulate Retail Forex Traders - Day Trading Strategy
 
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More Bank Trading Strategies - https://www.DayTradingForexLive.com In this video, I walk through some recent market manipulation that occurred around economic data. In general, news offers a good opportunity to identify manipulation in the market which gives us a great indication of what smart money is doing. Because 5 banks control 58% of the daily forex volume, they must search out liquidity when they have the desire to buy or sell. Simply put you cannot buy what someone else is not willing to sell, and you cannot sell what someone else is not willing to buy. If they have the desire to sell, they need buying pressure and thus entering the short position is easier when the overall market direction is long. The news represents a great time when a one-directional market is likely to occur and thus allowing smart money a great opportunity to manipulate overall market sentiment. How The Banks Manipulate Retail Forex Traders - Day Trading Strategy - https://www.youtube.com/watch?v=CDhXG02KgWE -Sterling
Views: 84242 Day Trading Forex Live
Bank of International Settlements (BIS) report on cryptocurrency review and analysis
 
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Bank of International Settlements (BIS) report on cryptocurrency review and analysis Bank of International Settlements (BIS) report: Cryptocurrencies: looking beyond the hype https://www.bis.org/publ/arpdf/ar2018e5.pdf Book about the Bank of International Settlements Tower Of Basel https://www.amazon.com/Tower-Basel-Shadowy-History-Secret-ebook/dp/B00BKRW6GI/ref=sr_1_1?ie=UTF8&qid=1529339899&sr=8-1&keywords=tower+of+basel History of Money https://medium.com/@vijayboyapati/the-bullish-case-for-bitcoin-6ecc8bdecc1 My video on Fed's "elasticity of money" https://www.youtube.com/watch?v=sD0AemeNUy0 Augustín Carstens is he the bubble?
Views: 1481 Dave Levine Dot Com
Financial Accounting 16: Bank Reconciliation/ Proof of Cash
 
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Ken Boyd is the owner of St. Louis Test Prep (www.stltest.net). He provides online tutoring to graduate and undergraduate accounting students. He is also the author of Cost Accounting for Dummies. As a former CPA, auditor, tax preparer and college professor, he brings a wealth of experience to education.
Views: 21647 AccountingED
The Family Bank Strategy - How to Create Your Own Personal Tax Free Bank
 
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What if you could create your own personal bank, what would it look like? What features would it have? David Phillips will teach you how you can build a Tax-Free bank without market risks, for you and your family that will last for generations. Contact us today: 1-888-892-1102 Order the Family Bank Strategy Book at https://epmez.com/family-bank-strategy-form. Start your Family Bank Strategy today by completing this form at https://epmez.com/family-bank-strategy-analysis-request www.epmez.com 2200 E Williams Field Rd, Ste 200 | Gilbert, AZ 85295
Price to Book Value Ratio - Interpretation and Derivation
 
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In this Price to Book Value Ratio - Interpretation and Derivation lesson, you’ll learn about the relationship between Price to Book Value (P/BV), Return on Equity (ROE), and Cost of Equity (Ke) for commercial banks, including how you can derive a formula for P/BV that links these key variables, plus Net Income Growth, together. You’ll also learn how you can use this information to determine if a bank might be overvalued or undervalued. http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" Table of Contents: 3:51 How and Why Valuation Multiples are “Shorthand” for a DCF Valuation 7:23 Proof of the Relationship Between P/BV, ROE, and Cost of Equity 13:40 How to Remove the “Payout Ratio” Term from the P/BV Formula 17:09 The Meaning of the P/BV Multiple 20:47 Recap and Summary Lesson Outline: Here’s a question that came in the other day: “I see that in the public comps of your Bank Valuation model, Citi is trading below a 1x P / TBV (Price to Tangible Book Value) multiple. Is the market saying that Citi’s shares are worth less than the liquidation value of the company? How does that make sense?” “Also, what does it mean if the bank were trading at a higher P / TBV or P / BV multiple, either over 1x or at a higher number than the comparables?” The ANSWER is that P / BV (or P / TBV etc.) multiples represent *shorthand* for the valuation of commercial banks. They’re all about *expected* returns vs. *targeted* returns: If P / BV is above 1x, it means the ROE of a bank exceeds its Cost of Equity. If P / BV equals 1x, it means that ROE equals Cost of Equity. If P / BV is below 1x, it means that ROE is below Cost of Equity. Multiples: Shorthand for a DCF or Dividend Discount Model Valuation In a DCF, if you know a company’s Final Year FCF, Terminal FCF Growth Rate, and the Discount Rate (WACC), you can figure out its *implied* EBIT or EBITDA multiple. In other words, if you make those assumptions, the multiple tells you how much you’d be willing to pay for the company to earn the return you’re targeting. For commercial banks, those metrics are meaningless because interest income is a critical component of revenue and you can’t separate operating and non-operating assets and liabilities. So instead, you rely on Dividends, Net Income Growth, and Cost of Equity for valuation, and they are all linked to the P / BV multiple. Specifically, the Terminal Equity Value for a commercial bank = Dividends One Year After the Final Year / (Discount Rate – Net Income Growth Rate) What Drives Dividends? The key factors influencing Dividends are the bank’s Book Value, its Return on Equity (ROE), its Payout Ratio, and its Net Income Growth Rate… a bank generates Net Income from its Book Value and ROE, and then it issues a certain amount in the form of Dividends. And then it grows its Net Income at a certain rate in the next year. So you can rewrite this formula as: Implied Equity Value = BV * ROE * Payout Ratio * (1 + NI Growth Rate) / (Cost of Equity – NI Growth Rate) Since P / BV = Equity Value / Book Value, you can rewrite that as: P / BV = ROE * Payout Ratio * (1 + NI Growth Rate) / (Cost of Equity – NI Growth Rate) Then, you can make ROE correspond to the bank’s Net Income in the NEXT period instead, so it becomes: P / BV = Next Year ROE * Payout Ratio / (Cost of Equity – NI Growth Rate) Getting Rid of the Payout Ratio Term A bank has two options for its Net Income: it can pay it out in the form of Dividends, or hold onto it and actually get more Net Income for growth purposes. You can reflect this relationship as: Net Income Growth = (1 – Payout Ratio) * ROE NI Growth = ROE – ROE * Payout Ratio NI Growth – ROE = – ROE * Payout Ratio ROE – NI Growth = ROE * Payout Ratio And then you can plug in this term to the equation: P / BV = ROE * Payout Ratio / (Cost of Equity – NI Growth Rate) P / BV = (ROE – NI Growth Rate) / (Cost of Equity – NI Growth Rate) And this tells you the key relationship between all these terms. Real-Life Uses and Interpretation So are Citi’s shares worth less than its liquidation value? Technically, yes… but it might be better to think of it as: “The market believes Citi’s ROE will be less than its Cost of Equity, and therefore its Net Assets are worth less than their current Balance Sheet values.” If a bank’s ROE and P / BV are both high, that doesn’t tell you much; same if they are both low. You find the interesting opportunities and (potentially) incorrectly valued banks when the ROE is low but the P / BV multiple is high, or when the ROE is high but the P / BV multiple is low. RESOURCES: http://youtube-breakingintowallstreet-com.s3.amazonaws.com/Price-to-Book-Value-Ratio-Interpretation.pdf
Lecture - 4 Project Appraisal: Part 1
 
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Lecture series on Project and Production Management by Prof. Arun kanda, Department of Mechanical Engineering. For more details on NPTEL visit http://nptel.iitm.ac.in
Views: 65839 nptelhrd
RBI Grade B - Finance (Session-1)
 
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RBI Grade B - Finance (Session-1) To get all the notifications for live sessions and videos, please subscribe to our channel and press the notification button (bell-shaped icon) beside it. https://www.youtube.com/c/meritshinedotcom Also, please follow us on: Facebook page: https://www.facebook.com/meritshine Facebook group: https://www.facebook.com/groups/1412221952132783/ Twitter: https://twitter.com/meritshine Google+: https://plus.google.com/+Meritshinedotcom Download MathsApp from Google Play: https://goo.gl/9DFV1k http://www.notesnation.com/wp-content/uploads/2016/07/Management-IGNOU.pdf http://www.notesnation.com/wp-content/uploads/2016/07/Economic-and-Social-Issues-ignou.pdf http://www.notesnation.com/wp-content/uploads/2016/07/Finance-IGNOU.pdf
Views: 29300 Meritshine
Stress Test: Reflections on the Financial Crisis
 
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As president of the Federal Reserve Bank of New York and then as President Barack Obama's secretary of the Treasury, Timothy Geithner helped the United States navigate the worst financial crisis since the Great Depression, from boom to bust to rescue to recovery. Here, he will discuss the ups and downs of public service and the aftershocks of the financial crisis.
Views: 4387 The Aspen Institute
Tally.ERP 9 in Hindi ( Bank Reconciliation Statement - 1) Part 95
 
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Tally ERP 9 - Intermediate Level - https://goo.gl/aQrYqj इस विडियो में आप जानेगें Bank Reconciliation Statement के बारे में In this video you will learn about Bank Reconciliation Statement.
Views: 294156 Gyanyagya
The 2008 Financial Crisis: Crash Course Economics #12
 
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Today on Crash Course Economics, Adriene and Jacob talk about the 2008 financial crisis and the US Goverment's response to the troubles. So, all this starts with home mortgages, and the use of mortgages as an investment instrument. For years, it seemed like the US housing market would go up and up. Like a bubble or something. It turns out it was a bubble. But not the good kind. And the government response was...interesting. Anyway, why are you reading this? Watch the video! More Financial Crisis Resources: Financial Crisis Inquiry Report: http://www.gpo.gov/fdsys/pkg/GPO-FCIC/pdf/GPO-FCIC.pdf TAL: Giant Pool of Money: http://www.thisamericanlife.org/radio-archives/episode/355/the-giant-pool-of-money Timeline of the crisis: https://www.stlouisfed.org/financial-crisis/full-timeline http://www.economist.com/news/schoolsbrief/21584534-effects-financial-crisis-are-still-being-felt-five-years-article Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Fatima Iqbal, Penelope Flagg, Eugenia Karlson, Alex S, Jirat, Tim Curwick, Christy Huddleston, Eric Kitchen, Moritz Schmidt, Today I Found Out, Avi Yashchin, Chris Peters, Eric Knight, Jacob Ash, Simun Niclasen, Jan Schmid, Elliot Beter, Sandra Aft, SR Foxley, Ian Dundore, Daniel Baulig, Jason A Saslow, Robert Kunz, Jessica Wode, Steve Marshall, Anna-Ester Volozh, Christian, Caleb Weeks, Jeffrey Thompson, James Craver, and Markus Persson -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 1595153 CrashCourse
James Webb: How to Read a Financial Statement [Crowell School of Business]
 
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James Webb, Higher Education Executive, Accounting Professor, and CPA, explains how to read a financial statement. Download the Excel file referenced in this video at the link below. http://crowell.biola.edu/blog/2012/nov/12/business-fundamentals-how-read-financial-statement/ The Crowell School of Business regularly hosts a selection of accomplished business leaders that share their varied professional and personal insights in the Distinguished Lecture Series. Learn more about the Crowell School of Business at https://www.biola.edu/crowell
Views: 386565 BiolaUniversity
How to Read a Financial Statement - FREE Course | Corporate Finance Institute
 
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How to Read a Financial Statement - FREE Course | Corporate Finance Institute Enroll in the FULL course to earn a certificate and advance your career: http://courses.corporatefinanceinstitute.com/courses/learn-to-read-financial-statements-free-course In this 2-part course, we use Microsoft's 2010 financial statements and annual report to understand the financial strength of a company and help us to make informed decisions. Module 1 In this first module, we use the balance sheet and the related notes to Microsoft's 2010 financial statements to understand the financial strength of a company and help us make informed decisions. By the end of this module, you will have a solid understanding of the specific accounts of a typical balance sheet and related notes to the financial statements. Navigate successfully through the notes to the financial statements. Read and interpret the various items in a published balance sheet. Understand complex balance sheet concepts (e.g. deferred taxes, goodwill, investments, etc.) Module 2 In this second module, we continue exploring Microsoft’s 2010 financial statements through to the income statement and statement of cash flows, and conclude by covering the key contents of an annual report. By the end of this module, you will have a solid understanding of a typical income statement, statement of cash flows and annual report in its entirety. Understand the different ways to present an income statements and cash flow statement. Read and interpret the various items in a published income statement. Identify the operating, financing, and investing activities of a company. Determine what's contained in an annual report and where to find it. This course is highly interactive with a wide range of applied exercises and case studies. Sophisticated search and navigation tools allow you to go at your own pace while pop quizzes test what you’ve just learnt. The course also includes two PDF reference guides – an accounting factsheet and a financial statements glossary - that can be used while taking the course and downloaded to your computer for future reference. -- FREE COURSES & CERTIFICATES -- Enroll in our FREE online courses and earn industry-recognized certificates to advance your career: ► Introduction to Corporate Finance: https://courses.corporatefinanceinstitute.com/courses/introduction-to-corporate-finance ► Excel Crash Course: https://courses.corporatefinanceinstitute.com/courses/free-excel-crash-course-for-finance ► Accounting Fundamentals: https://courses.corporatefinanceinstitute.com/courses/learn-accounting-fundamentals-corporate-finance ► Reading Financial Statements: https://courses.corporatefinanceinstitute.com/courses/learn-to-read-financial-statements-free-course ► Fixed Income Fundamentals: https://courses.corporatefinanceinstitute.com/courses/introduction-to-fixed-income -- ABOUT CORPORATE FINANCE INSTITUTE -- CFI is a leading global provider of online financial modeling and valuation courses for financial analysts. Our programs and certifications have been delivered to thousands of individuals at the top universities, investment banks, accounting firms and operating companies in the world. By taking our courses you can expect to learn industry-leading best practices from professional Wall Street trainers. Our courses are extremely practical with step-by-step instructions to help you become a first class financial analyst. Explore CFI courses: https://courses.corporatefinanceinstitute.com/collections -- JOIN US ON SOCIAL MEDIA -- LinkedIn: https://www.linkedin.com/company/corporate-finance-institute-cfi- Facebook: https://www.facebook.com/corporatefinanceinstitute.cfi Instagram: https://www.instagram.com/corporatefinanceinstitute Google+: https://plus.google.com/+Corporatefinanceinstitute-CFI YouTube: https://www.youtube.com/c/Corporatefinanceinstitute-CFI
Quantitative aptitude - mock test ( Part-1)
 
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In this video i am providing solution of mocktest -1 quantitative aptitude section
Views: 161391 fun masti & education
Century of Enslavement: The History of The Federal Reserve
 
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TRANSCRIPT AND RESOURCES: http://www.corbettreport.com/federalreserve What is the Federal Reserve system? How did it come into existence? Is it part of the federal government? How does it create money? Why is the public kept in the dark about these important matters? In this feature-length documentary film, The Corbett Report explores these important question and pulls back the curtain on America's central bank.
Views: 1860034 corbettreport
PowerPoint Shortcuts Investment Banking: Quick Tips
 
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In this tutorial, you’ll get a quick but very powerful tip on how to optimize your PowerPoint setup and how to use the Quick Access Toolbar (QAT) and custom shortcuts to save a ton of time when creating pitch books, presentations, stock pitches, and more. http://breakingintowallstreet.com/ "Financial Modeling Training And Career Resources For Aspiring Investment Bankers" Shortcuts Introduced: These are all BUILT-IN shortcuts: Alt, T, O: Options Menu Alt, H, G, A, L: Align Left Alt, H, G, A, T: Align Top Alt, H, FC: Font Color Shift + Left Click: Select Multiple Shapes Alt, H, G, A, V: Distribute Vertically Alt, H, G, A, H: Distribute Horizontally Alt, H, G, R: Bring to Front Ctrl + G: Group Shapes These are the NEW shortcuts you can create via the Quick Access Toolbar: Alt, 1, L: Align Left Alt, 1, T: Align Top Alt, 1: Alignment Commands Alt, 2: Font Color Alt, 1, L: Align Left Alt, 1, V: Distribute Vertically Alt, 1, H: Distribute Horizontally Alt, 6, R: Bring to Front Lesson Outline: Many PowerPoint shortcuts that you use repeatedly when creating presentations are actually cumbersome to enter. Something as simple as left alignment takes 5 keystrokes – Alt, H, G, A, L – if you use the built-in method for it. Other common commands such as distribution, font color changes, shape fill, shape outline, and shape insertion also take 3-4 keystrokes. A more efficient alternative is to set up the Quick Access Toolbar (QAT) so that you can access the most common commands with shortcuts like Alt, 1; Alt, 2; Alt, 3; and so on instead. You can either import our file (see the link below under RESOURCES) or go to the Options menu (Alt, T, O) and then the Quick Access Toolbar tab, and create the menu yourself. We recommend setting “Align Objects” in position #1, followed by Font Color, Shape Fill, Change Outline Color, More Options, Arrange, and Font Size. Then, you can add the Rectangle command, Draw Horizontal Text Box, Shapes, Straight Connector, and Merge Shapes. These are some of the most frequently used commands in PowerPoint, and you’ll save a ton of time with the new, shorter versions. A command like Align that used to take 5 keystrokes now takes only 3 (Alt, 1, L/R/T/B) with this approach; even a command like Font Color that took 4 keystrokes before now takes only 2 (Alt, 2). You might see anywhere from 30% to 50% time savings when creating slides and manipulating text and objects if you set up these shortcuts properly. They’re especially useful on crowded slides with a lot of objects when you need to align and distribute shapes. RESOURCES: https://youtube-breakingintowallstreet-com.s3.amazonaws.com/PowerPoint-QAT-Export.exportedUI https://youtube-breakingintowallstreet-com.s3.amazonaws.com/PowerPoint-Shortcuts-Investment-Banking.pdf