Search results “Investment funds 2014”
BPI Investment Funds 15s TVC 2014 [Official]
Start your investment today, talk to our Investment Counselors about the right investment for you http://bit.ly/OXLmb0 Ten thousand lang to start. We'll guide you in making that money grow. When you change the way you think about money, You can get the best out of life. Make the Best Happen. BPI.
Investor's Guide: Investment Tips for NRIs and Tips for Equity Mutual Funds Investment
Investor's Guide: Investment Tips for NRIs and Tips for Equity Mutual Funds Investment -~-~~-~~~-~~-~- Must Watch: "PM Narendra Modi Backs Vijay Mallya Says Rahul Gandhi" → https://www.youtube.com/watch?v=Vlj1C4zEE44 -~-~~-~~~-~~-~-
Views: 7606 ET NOW
Best Investment Tips for Retirement & Short Term Mutual Funds & More
On the Show: - Here are some investment options for investors with a low risk appetite. - Investment options for those investors who wish to invest in short term mutual funds which largely invest in government securities. - We help a young investor decide whether to invest in a MF or in a start up company. -~-~~-~~~-~~-~- Must Watch: "PM Narendra Modi Backs Vijay Mallya Says Rahul Gandhi" → https://www.youtube.com/watch?v=Vlj1C4zEE44 -~-~~-~~~-~~-~-
Views: 29355 ET NOW
BPI Investment Funds TVC 2014 [Official]
Start your investment today, talk to our Investment Counselors about the right investment for you http://bit.ly/OXLmb0 Ten thousand lang to start. We'll guide you in making that money grow. When you change the way you think about money, You can get the best out of life. Make the Best Happen. BPI.
Are Mutual Funds and UITFs Good Investments?
In this video, J3 explains how Mutual Funds and UITFs work, and why they can be very important in your journey to building wealth. See Full Transcript: http://pinoymoneyacademy.com/mutual-funds-uitfs-good-investments Want a Guide on How to Invest in Mutual Funds and UITFs? Check this out: http://peakpesopotentials.com/cigpf/full-access/ Music Credit: http://www.bensound.com/royalty-free-music
Views: 89993 Pinoy Money Academy
Investment Basics: What is the difference between UITF and Mutual Fund?
Learn the difference between a Unit Investment Trust Fund (UITF) and Mutual Fund, and determine which fund you should invest in as BPI Asset Management's Investment Counselor, Enzo Cuevas, explains how this type of funds work. Find out how you can compute for your Return on Investment (ROI) too. To know more about BPI's investment funds, contact our Investment Counselors through: Website: www.bpiassetmanagement.com E-mail: [email protected] Telephone Numbers: +632 816-9944, +632 816-9920 ---------------------------------------------------------------- This material, which is strictly for information purposes only, is for your sole use, and does not constitute a recommendation or an offer to sell or a solicitation to buy any financial product. Past performance is not a guarantee of future results. The views expressed in this report reflect the writer’s personal views and not necessarily the Bank of the Philippine Islands’.
EU COHESION POLICY 2014 2020  - Investing in your Regions and Cities
Every year the EU invests millions of Euro in job creation and economic growth, to help reduce social and economic differences between its regions. This short video will tell you more on how these EU investments can improve citizens' everyday lives by stimulating economic growth in their region. Over the past five years, EU cohesion policy has created over 600.000 jobs; invested in the professional training of up to 15 million people every year to improve their employability; and co financed the construction of 25 000 km of roads and 1800 km of railways; it has also ensured the provision of clean drinking water for 3 million more people; has invested in 200 000 small and medium-sized companies and 61.000 research projects. These figures are still growing, as projects which started over the past 5 years continue to produce results. All this is made possible by the European Regional Development Fund, the Cohesion Fund and the European Social Fund, which together represent more than one-third of the EU budget. For more information - http://ec.europa.eu/regional_policy/index_en.cfm [email protected]
Views: 4546 EUinmyRegion
BPI Asset Management launches two new investment funds
Allen Dee, BPI Asset Management's Head of Investment Solutions, talks about the two new investment funds, BPI US Equity Index Feeder Fund and BPI European Equity Index Feeder Fund, that allow investors to take advantage of the global market opportunities. To know more, visit www.bpiassetmanagement.com
Your TSP Investment Options: The Lifecycle Funds
In this video, we'll talk about the professionally designed Lifecycle Funds, also known as the L Funds.
Views: 173700 TSP4gov
What’s a Mutual Fund? – Investing Basics | Fidelity
What’s a mutual fund, and is it really like sushi? In this video for investing novices, you’ll find out how similar the two products really are. Find more articles about investing and personal finance at https://fidelity.com/mymoney To see more videos from Fidelity Investments, subscribe to: https://www.youtube.com/fidelityinvestments Facebook: https://www.facebook.com/fidelityinvestments Twitter: https://www.twitter.com/fidelity Google+: https://plus.google.com/+fidelity LinkedIn: https://www.linkedin.com/company/fidelity-investments _________________________________________________ A mutual fund is like eating sushi. Okay, it’s like eating a certain kind of sushi. Imagine that you just walked into a sushi restaurant. First of all, the chefs and servers yell at you, “Irra-shai-mase!” But you don’t find that the least bit confusing or frightening, because you’ve been around and you know it just means, “Welcome to our restaurant.” So you belly up to the sushi bar, and you order the omakase, and you sit back and wait for the deliciousness to begin. “Omakase” means “entrust,” which in your new favorite sushi bar loosely translates to “chef’s choice.” You’re entrusting the sushi chef to create a special multi-course menu for you with samples of a large array of foods, and usually the best and freshest fish in the house that night. Now, when lots of regulars at your favorite sushi bar order this way, the chef can buy lots of different ingredients and give the customers much more variety than they would get if they just ordered piecemeal off the menu. That’s sort of how mutual funds work. When you have a modest amount of money to invest, you might only be able to afford a few shares of individual stocks. With a mutual fund, lots of people put a modest amount of money in, creating a large amount of money that can invest in many things. Then each investor gets to enjoy the benefit potential of participating in a large colorful platter of diversified investments. The portfolio manager is the sushi chef. The mutual fund: the omakase. The portfolio manager selects the mix of investments and uses the money through all the investors that bought into this fund to buy the various diverse investments he chooses. The investors can then potentially make money if they sell the shares of their mutual fund for more than they paid for them. Oh, and just like each sushi chef has their own style and approach to cuisine, each portfolio manager has their own style and approach to investing. So, you’ll want to research the fund and the manager before you pick the mutual fund, to make sure that you choose one that’s in line with your investing palette. After all, omakase of octopus and sea urchin probably isn’t for everyone. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 691326.3.0
Views: 61561 Fidelity Investments
Investment Basics: Kowing the right investment fund for you
Find out the right investment fund that suits your investment goal and risk tolerance, as BPI Asset Management's Investment Counselor, Janina Lapuz, discusses the different types of investment products and how the client Suitability Assessment can help you discover your risk profile. Learn about the 4 risk profiles - Conservative, Moderately Conservative, Aggressive, Moderately Aggressive, too. To know more about BPI's investment funds, contact our Investment Counselors through: Website: www.bpiassetmangement.com E-mail: [email protected] Telephone Numbers: +632 816-9944, +632 816-9920 _________________________________________________________________ This material, which is strictly for information purpose only, is for your sole use, and does not constitute a recommendation or an offer to sell or a solicitation to buy any financial product. Past performance is not a guarantee of future results. The views expressed in this report reflect the writer's personal views and not necessarily the Bank of the Philippine Islands'.
Why should I choose index funds instead of mutual funds or active management?
There are lots of differences between actively managed funds like mutual funds and index investing. Dr. Burton Malkiel explains the differences as well as why you should be investing in index funds and not the others. This video is educational in nature and is not an offer, recommendation, or solicitation to buy or sell any security. Wealthfront and its affiliates do not provide tax advice and investors are encouraged to consult with their personal tax advisors.
Views: 11160 Wealthfront
Vanguard Founder Jack Bogle on Mutual Funds, Common Sense Investing and the Stock Market
The Investment Gospel According to Jack Bogle: “Don’t look for the needle in a haystack. Just buy the haystack.” Does that mean buy, sell or hold — stocks, bonds or gold? Watch this discussion with John C. Bogle, who founded The Vanguard Group in 1974, served as its chairman and CEO until 1996 and senior chairman until 2000. Fortune magazine named him one of the investment industry’s four “Giants of the 20th Century”. TIME magazine cited him as one of the world’s 100 most powerful and influential people. Known for his straight talk on Common Sense Investing, and for having invented the Index Mutual Fund, Jack Bogle built Vanguard to be the world’s largest mutual fund organization, representing 170 funds with current assets totaling more than $2 trillion. He has written 10 books, received honorary degrees from 14 universities, served on many important commissions and boards, received countless honors, and to tally changed the face of investing in the world
Views: 107940 The Aspen Institute
How to invest in Mutual Funds?
ANC's On The Money will guide you in opening your first mutual fund investment account.
Views: 4636 ALFM Mutual Funds
Inside Market: Investing in equity funds
BPI Asset Management's Head of Equity Investments, Vice-President Martin Enrile, discusses the strategies, advantages and features of investing in equity funds. To know more about BPI's investment funds, contact our Investment Counselors through: Website: www.bpiassetmanagement.com E-mail: [email protected] Telephone Numbers: +632 816-9944, +632 816-9920 _________________________________________________________________ This material, which is strictly for information purposes only, is for your sole use, and does not constitute a recommendation or an offer to sell or a solicitation to buy any financial product. Past performance is not a guarantee of future results. The views expressed in this report reflect the writer's personal views and not necessarily the Bank of the Philippine Island'.
How much do you earn in Mutual funds
This is the potential earnings when you invest in mutual funds. I have used the average return of the company that i have invest in and that is currently 22% The key on this is saving. If we will learn how to save and invest definitely we will earn in this kind of investment. For the benefit of everybody percentage return is based on the average of the actual return for 5 years Saving is the key to fight poverty
Views: 321483 Uling Cyril
Index Funds vs. Actively Managed Mutual Funds?
Should you invest in index funds or actively managed mutual funds? Kiplinger has the answer.
Views: 12382 Kiplinger
Best Tips for Mutual Funds Investment In India | Investor's Guide
Find out if investing in the direct options of your MFs will help you save more -~-~~-~~~-~~-~- Must Watch: "PM Narendra Modi Backs Vijay Mallya Says Rahul Gandhi" → https://www.youtube.com/watch?v=Vlj1C4zEE44 -~-~~-~~~-~~-~-
Views: 30661 ET NOW
Investment tips from one of Australia's best fund managers
Pengana Australian Equities Fund has consistently been one of the country's best performing funds, so we decided it was time to get fund manager Rhett Kessler on the show to share his investment strategies and stock picks for 2014. As a conservative investor, Rhett's fund aims to preserve capital and produce a decent return. If this piques your interest, tune in for the fund manager's favourite stocks of the year and views on the resources and banking sectors.
Views: 6388 Switzer Media
Pisobilities Mutual Funds
Watch Mutual funds Full Episode here https://www.youtube.com/watch?v=B3lo5y0bsm0
Implementing financial instruments in the European Structural and Investment Funds
Financial instruments such as loans, bank guarantees, equity investments and venture capital can be co-funded by the European Structural and Investment Funds. These financial instruments are an efficient way to invest in the growth and development of people and businesses across the EU.
Views: 1817 fi-compass
Your TSP Investment Options: The C Fund
In this video, we'll talk about the Common Stock Investment Fund, also known as the C Fund.
Views: 101684 TSP4gov
Mutual Funds by Armand Bengco of Colayco Foundation
Learn more from us visit www.colaycofoundation.com and www.franciscocolayco.com for more tips and learnings about wealth management Watch more videos, Learn more! www.youtube.com/colaycofoundation Like us on Facebook and get the hottest trending tips Today! www.facebook.com/armandbengco wwww.facebook.com/franciscocolayco Attend our Colayco Foundation Seminars and change your life. GET THE THE EARLY BIRD DISCOUNT! C:0917 863 2131 T:637 3731; 637 3741 HURRY LIMITED SEATS ONLY!
How to buy a mutual fund with etrade
Step by Step video of how to purchase a mutual fund via etrade.
Views: 14736 The Investor Show
Wealth Manager: Investing in Alternative Investment Funds
Alternative investments funds or AIFs is a relatively new investment avenue in India, but one that has been gaining a lot of traction recently. Infact, investments in AIFs have doubled in the past year. We talk about Alternative Investment Funds and their new offering – the Ambit alpha fund – with Andrew Holland, CEO, Ambit Investment Advisors. www.btvin.com
Views: 1432 Bloomberg TV India
Mutual Funds Explained: Buy index funds!
http://www.yourinvestmentadvise.com/mutual-funds.htm Avoid "actively managed" mutual funds because they are very expensive and consistently fail to even outperform their respective indexes. Broker / advisers aggressively push expensive investment products like actively managed mutual funds because they earn lavish commissions when they sell these inferior products to their clients. The content in this video does not constitute individual investment, legal, tax or other professional advice or advice to buy, sell or hold securities. If you need financial advice, consult with a fiduciary registered investment adviser, preferably the fee-only variety. Fiduciaries are legally required to make recommendations in your best interest only. Fee-only advisers are may not earn compensation for his services from any source other than YOU. This cuts out the conflict of interest so that you're not sold crap investments like annuities, actively managed mutual funds, life settlement investments, limited partnerships, etc. http://www.nerdwallet.com/blog/investing/2013/active-mutual-fund-managers-beat-market-index/
Views: 20724 the Annuity Slayer
Does index fund investing work for bonds?
Index fund investing is often most associated with stocks, however the same passive strategy can also be used for bond investing. Scott Donaldson of Vanguard Investment Strategy Group says index fund investing can be equally as effective for bonds. **For more information about Vanguard funds, including at-cost services, visit vanguard.com or call 877-662-7447 to obtain a prospectus. Investment objectives, risks, charges, expenses, and other important information about a fund are contained in the prospectus; read and consider it carefully before investing.** All investing is subject to risk, including possible loss of principal. Past performance is no guarantee of future returns. The performance of an index is not an exact representation of any particular investment, as you cannot invest directly in an index. Bond funds are subject to the risk that an issuer will fail to make payments on time, and that bond prices will decline because of rising interest rates or negative perceptions of an issuer's ability to make payments. © 2014 The Vanguard Group, Inc. All rights reserved. Vanguard Marketing Corporation, Distributor.
Views: 7559 Vanguard
Military Financial Report Episode #2 - USAA Mutual Funds
Welcome to the second video of my Military Financial Report series. Today I discuss the different types of USAA Mutual Funds. Please remember to Subscribe, Comment and Like and check out my blog at http://militaryfinrep.blogspot.com
Views: 2712 Brandon Jacobson
Top Mutual Funds in the Philippines for 2nd Quarter 2018
Top Mutual Funds in the Philippines for the Month of June2018 Free Ebook: 5 Easy Steps On How To Invest Mutual Funds In The Philippines For BeginnersFree: http://bit.ly/FMIfreereport Another month is over and I am going to report to you in the video the latest top mutual funds in the Philippines as of February 2018. Top Mutual Funds in the Philippines for the Month of June2018 Top 5 equity mutual funds in the Philippines as of June2018 YTD. Top 5 balanced mutual funds in the Philippines as of June2018 YTD. Top 5 bond mutual funds in the Philippines as of June2018 YTD. I also included in the video the 10 best performing mutual funds in the Philippines 5 yr return. I hope that my video helps in finding you the best mutual funds in the Philippines to start investing in. If You have any further Questions please add me or PM me on my facebook: http://on.fb.me/1pRB91G TAGS: Top Mutual Funds in the Philippines, best mutual funds in the philippines, best performing mutual funds in the philippines, top mutual funds in the philippines 2018 top mutual funds in the philippines 2017, top mutual funds in the philippines 2016, top mutual funds in the philippines 2015, no.1 mutual fund company in the philippines, #TopMutualFundsinthePhilippines, #bestmutualfundsinthephilippines, #bestperformingmutualfundsinthephilippines, #topmutualfundsinthephilippines2017, #topmutualfundsinthephilippines2016, #topmutualfundsinthephilippines2015, #no1mutualfundcompanyinthephilippines,
European Investment Fund And Outlook At European VC 2014
European Investment Fund and Outlook at European Venture 2014 // Slush 2016 will take place in Helsinki, Finland on November 28th - December 2nd! // Slush 2015 in 100 Photos: https://www.flickr.com/photos/slushmedia/sets/72157661297750065 Website: http://www.slush.org Facebook: http://www.facebook.com/slushHQ Twitter: http://www.twitter.com/slushHQ Instagram: http://instagram.com/SlushHQ Linkedin: http://www.linkedin.com/company/slush In 2015, Slush brought together 15.000 attendees, including 1.700 startups, 800 venture capital investors and 630 journalists from exactly 100 countries. People from more than half of the world’s countries traveled to the cold and dark Helsinki, with the ambition of taking their business to the next level. Slush is a non-profit event organized by a community of entrepreneurs, investors, students and festival organizers. Although Slush has grown from a 300-person event to become one of the leading events of its kind in the world, the philosophy behind it has remained the same: to help the next generation of great, world-conquering companies forward. -- Visuals by VAU Company - http://vau.company/ Speaker pictures by Tailorframe - http://www.tailorframe.com/ Sound design by Tapio Hakanen a.k.a. DJ Orkidea - http://djorkidea.com/
Views: 313 Slush
FundSource Fund Manager of the Year 2014 - ANZ Investments
ANZ Investments has been named the 2014 FundSource Fund Manager of the Year and KiwiSaver Manager of the Year. The annual FundSource awards, which have been running for 23 years, recognise excellence in the funds management industries. Judges take into account a number of factors when selecting finalists and winners, assessing both qualitative and quantitative elements. ANZ Investments is part of the global ANZ Group, and the investment manager for the ANZ Default (previously OnePath), ANZ KiwiSaver, and OneAnswer KiwiSaver Schemes. FundSource, which is wholly owned by NZX, is an independent managed funds research house, supplying data to investors, financial advisers and fund managers since 1987.
Views: 953 NZX Limited
Common Sense on Mutual Funds Audiobook 1
Common Sense on Mutual Funds Audiobook 1
Views: 7618 Martin Wade
Are Target Date Funds Good for Investors?
What improvements to target date retirement funds have been made since the 2008 financial crisis? Host, Ron DeLegge looks at the benefits and shortcomings of these popular 401(k) investment funds. Ron Surz, President of PPCA Subscribe to the ETF Profit Strategy Newsletter @ http://www.etfguide.com/newsletter 70% of our Weekly Picks were winners. What's in your wallet?
Views: 6749 ETFguide
Investor's Guide - Investment in Short term Bond-Fund, Equity, Aggressive Growth and more
Wwatch: "Kanhaiya Kumar's Full Speech at JNU Campus" → https://www.youtube.com/watch?v=_df-48pHzCA -~-~~-~~~-~~-~- Investment in Short term Bond-Fund, Equity, Aggressive Growth and more
Views: 2521 ET NOW
Sun Life Mutual Funds
Project in Mutual Funds Pamantasan ng Lungsod ng Maynila SY 2013-2014 BSBA Major in Finance and Treasury Management Professor Ragrciel Manalo
Views: 31230 aki xxx
Mutual funds versus other investments
Although mutual funds are becoming even more fashionable, you should understand how they are different from other financial intermediaries like banks or insurers. Mutual funds involve risk Mutual funds can be risky investments. Although mutual funds are now being sold at banks, under no circumstance is a mutual fund an insured investment like a bank account which enjoys protection from the Federal Deposit Insurance Corporation. Although most money market mutual funds are arguably as safe or safer than bank accounts, mutual funds don't guarantee that your original investment will be returned to you. So if mutual funds carry more risk than good old bank accounts, why do people bother to invest in them? The answer is simple : higher potential returns. Money market funds are good for short-term needs If you're looking for a good place to keep a few thousand dollars to meet your monthly spending needs, money market mutual funds offer an attractive alternative to bank checking accounts. Money market mutual funds invest in short-term securities like US Treasury bills and other high-grade, short-term debt. Because mutual funds do not pay insurance premiums to the FDIC, and because mutual funds have lower operating costs than banks, money market mutual funds usually pay higher interest rates than banks, while still providing useful services like check writing privileges. For more information on money market funds, see my tape on bond and fixed income investing. Stock & bond funds return more than banks And if you're looking for a place to invest long-term money, look to the bond and stock funds offered by mutual fund families. When you invest in a stock or bond mutual fund, you're investing in something which is quite different from slow but steady bank accounts. With a stock or bond mutual fund you easily could see the value of your investment drop 10 or 20 percent over a year. Such a drop won't happen with an insured bank account. Banks offer safety, but not the potential for higher returns. With a bank account, after a year you'll get your deposit returned to you, along with perhaps 5 percent interest. But in the world of stock and bond mutual funds, you may see that your investment has gained 20 to 30 percent over the year. Mutual funds as an alternative to insurers So mutual funds offer a good alternative to traditional bank accounts, but they also provide a good alternative to investing through insurance companies. Insurance companies manage billions of dollars worth of so-called cash value life insurance. Under this plan the insured pays high monthly premiums to enjoy life insurance coverage plus investment returns from the cash value of the policy. With the financial turmoil of the late 1970s, investors increasingly turned away from traditional whole life insurance policies and towards much more flexible and low-cost mutual funds for investment purposes. Types of cash value life insurance To stem this flow to mutual funds, life insurance companies marketed new forms of cash value life insurance called variable life, universal life, and another product called annuities. Variable life and universal life are more flexible forms of cash value life insurance. Unfortunately most variable and universal life plans still retain the high premiums, commissions and fees typical of whole life insurance. Annuities Annuities, however, are a kind of retirement account offered by life insurers that have very little to do with insurance. There are two basic forms of annuities, fixed and variable. Fixed annuities are similar to bond investments and are covered in my tape on bond and fixed income investing. Variable annuities involve more risk, but offer potentially higher returns. I talk about variable annuities in my tape on stock investing. Annuities offer some tax advantages that are similar to retirement accounts, but there's a key difference. In most cases, money you put into a retirement account is deductible from your taxable income. Money you put into an annuity is not deductible from your income. Annuities may have a place in someone's investment totem pole, but they're near the bottom. Consider using an annuity only after you have saved the maximum deductible amount in your retirement accounts. Copyright 1997 by David Luhman
Views: 1666 MoneyHop.com
How to select top performing mutual funds - large cap
Educational video, teaches investor information from a free websites
Views: 5368 s acharya
Why you need Mutual Funds for investing in stocks?
Part 8: Professional Management Successful Equity Investing is not about the knowledge, it's more about your behavior. Successful Investors have a unique logical behavior pattern which separates them from the unsuccessful investors. An Investor Awareness Seminar, organised by Prudent CAS Ltd. for the Investors of their esteemed channel partners at Ahmedabad Management Association. Topic: Equity Investment (A Battle Between Logic and Emotion)
Views: 28354 Jigar Parekh
How Hedge Funds Make Money | Investment Toolkit
►Subscribe to the Financial Times on YouTube: http://bit.ly/FTimeSubs Hedge funds make use of short-selling, leverage and discretion to magnify their gains, but as the FT's senior investment columnist John Authers points out, their techniques involve huge risks and they reward themselves too handsomely. ► FT Wealth: http://bit.ly/1e3996C ► FT Global Economy: http://bit.ly/1J5mmqH ► Chinese Governments Unable to Convince MSCI: http://bit.ly/1I9an7I
Views: 68540 Financial Times
Stocks or Mutual Funds in My Roth IRA? | Ask a Fool
This video is part of The Motley Fool's "Ask a Fool" series. Have a question about stocks, investing, a specific company, managing your money, or any other aspect of the financial world? Simply email [email protected] and we'll do our best to get it answered! ------------------------------------------------------------------------ Visit us on the web at http://www.fool.com. Subscribe to The Motley Fool's YouTube Channel: http://www.youtube.com/TheMotleyFool Inside The Motley Fool: Check out our Culture Blog! http://culture.fool.com Join our Facebook community: https://www.facebook.com/themotleyfool Follow The Motley Fool on Twitter: https://twitter.com/themotleyfool
Views: 21012 The Motley Fool
Index Funds: Our Favourite Investment Product Explained  - Young Guys Finance
We gave you a preview last time, and here is everything you need to know about index funds! Lots of ideas in this video are credit to Tony Robbins in his book 'Money: Master the Game'. Be sure to add it to your reading list! GEAR WE USE: Panasonic G85 Camera - https://amzn.to/2Iu49eV Rokinon 12mm Lens - https://amzn.to/2Itq7OU Zoom H6 Recorder - https://amzn.to/2rRQvYo Rode Shotgun Microphone - https://amzn.to/2KzG6aQ BOOKS WE LOVE: Millionaire Teacher by Andrew Hallam - https://amzn.to/2wQTbL3 I Will Teach You To Be Rich by Ramit Sethi - https://amzn.to/2L8bwpQ MONEY: Master the Game by Tony Robbins - https://amzn.to/2IrP89i ▬▬▬▬▬▬▬▬▬▬ Social ▬▬▬▬▬▬▬▬▬▬ If you want to get notified when new videos are uploaded to this channel, click here - https://www.youtube.com/user/youngguysfinance?sub_confirmation=1 For weekly updates delivered to your inbox: http://www.youngguysfinance.com/newsletter Find us on: Facebook - http://www.facebook.com/youngguysfinance Twitter - http://www.twitter.com/ygfinance Disclaimer: http://www.youngguysfinance.com/disclosures ▬▬▬▬▬▬▬▬▬▬ Music Credits ▬▬▬▬▬▬▬▬▬▬ Airport Lounge - Disco Ultralounge by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/) Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100806 Artist: http://incompetech.com/ ▬▬▬▬▬▬▬▬▬▬ Transcript ▬▬▬▬▬▬▬▬▬▬ So far, we’ve gone over the different types of investment options you might see at a bank. Things like GICs, Stocks, and Mutual Funds. We’ve also discussed some rules to keep in mind as you approach investing. As we mentioned before, our favourite investment option is one that is low risk, but provides medium to high rewards. Remember Index funds? They are a type of mutual fund that imitates certain stock indexes, hence the name. In Canada we have one main stock exchange, which is the Toronto Stock Exchange, or TSX. You can go on Wikipedia right now and look at a list of stocks that are traded on that exchange. You can’t actually buy the TSX, but some banks have created a mutual fund that is very close to holding all of the stocks listed within the TSX. There are mutual funds that mimic other exchanges like S&P500 and the NASDAQ. Because index funds represent the stock exchange, and the stock exchange’s composition doesn’t change much, index funds are what’s known as “passively traded”. On the other hand, you have mutual fund managers who are actively buying and trading stocks to get better returns. They are trying to “beat the market”. These mutual funds are “actively traded”. So with passively traded funds, the fees associated with buying index funds are much lower, usually less than 1% of total assets. Actively traded mutual funds hover around the 2% mark. Wait, 1%, 2%, of what? These fees are asset-based, meaning it’s a percentage of what you have invested. This means that if you have $10,000 invested in an index fund, you are paying $100 a year in fees. Compare that with paying $200 a year on a 2% fee mutual fund. Index funds are recommended by most billionaire investors such as Warren Buffet because through statistical data, they perform better than most mutual funds offered to you by your financial advisor, yet charge significantly less management fees. Here’s a fun fact: 96% of all professionally managed mutual funds don’t beat the stock index. That means you have a 4% chance to beat the market when you choose a mutual fund offered to you by a financial advisor. Let’s imagine you went to the casino to play blackjack. The goal of blackjack is to beat the dealer’s hand, to get as close to 21 as possible without going over. If you get two face cards right off the bat, you have 20 points, which is a great hand. However, if the idiot inside you says “hit me”, in hopes of getting an ace, you only have an 8% chance of getting one. So, think about it, you are two times more likely to get an ace in blackjack then you are to outperform an index with a mutual fund. Why would you consider putting something so important as your life savings into something with such a low chance of success? We’re not saying you’ll lose your money in mutual funds, but the index, and more specifically index funds, have been proven to perform substantially better in the long run, in both market booms and crashes. So why do banks promote mutual funds so much? Well remember that you’re paying a really high fee to hold these mutual funds, and banks are a business too. Your financial advisor becomes a salesperson when they recommend funds for you because they are being told by their manager and company to promote certain funds. So be sure to do your research, and in later videos we’ll reveal how you can ask the right questions to your financial advisor. Along with stock index funds, there are bond index funds as well. These follow the same concept in that the fund will have as many different types of bonds in it as possible.
Views: 79113 Young Guys Finance
The Problems with Investing in Mutual Funds - From a Mutual Fund Manager
www.5iresearch.ca Fees, fees, and more fees, and is the performance worth it? A former mutual fund manager explains why you might want to think twice before investing in a mutual fund.
Views: 5301 5i Research
How mutual funds make money
A mutual fund is an investment company I hope you see that in comparison with banks and insurance companies, mutual funds offer the best combination of flexibility, low cost and the chance for higher returns. But you should remember that when you invest in a mutual fund, you're not simply making a deposit like you do at a bank. With a mutual fund you're buying shares of stock in a company. The company you're buying is an investment company. Mutual funds are in the business of investing in securities, much like Coca Cola is in the business of making soda. Their assets are different, but they both are out to enrich their shareholders. How to make money in mutual funds When you invest in a mutual fund, you become a shareholder, and you can make money in one of three ways. First, you can make money off the interest and dividend payments made by the fund's underlying holdings. Second, you can make money via the fund's trading activity. If a fund buys a stock and then sells it at a profit later, the fund must pass that profit on to you as an internally realized capital gain distribution. Third, you can make money as the fund's assets appreciate. If the mutual fund buys and holds onto a stock, and that stock appreciates, the value of the mutual fund's shares will increase as well. Money market funds offer interest & stability of principal Various types of mutual funds allow you to make money in one or more of these three ways. For example, money market mutual funds will only distribute interest income to you. Their share price normally won't fluctuate, and they won't distribute internally realized gains or losses. Each share in a money market mutual fund is almost always set to one dollar. This value of one dollar is not guaranteed, but to date no mutual fund geared to individual investors has returned less than the initial one dollar invested. Money market mutual funds usually distribute their interest monthly. Remember, however, that this income isn't called interest because we're talking about an investment company. The interest distributions are actually called dividends. Bond funds offer interest and gains or losses Bond mutual funds invest in debt instruments like government and corporate bonds or mortgage securities that have longer maturities than money market securities. Over time, most of the money you make from bond funds will come from the interest payments paid by the underlying bonds. However, as market interest rates move up and down, the value of bond fund prices will move down and up. Note that is in the opposite direction. If you buy a bond fund and market interest rates move up, the share price of your mutual fund will move down. I discuss this phenomenon in my tape on bond investing, but just remember that bond prices move opposite to the change in interest rates. Notice that as interest rates change, the value of the bond fund's share price will also change. This is quite different from money market funds. In money market funds the share price almost always remains one dollar, no matter what happens to interest rates. In a money market fund, if interest rates change, you may get more or less interest income, but the value of a single share should remain one dollar. In bond funds, the value of a share may increase or decrease depending on market interest rates. How to make money in bond funds With bond funds, you can make money in all three ways. First, you'll make most of your money from the interest payments which are distributed monthly. Second, the bond fund may make capital gains distributions once a year from gains and losses arising from the fund's internal trades during the year. Finally, you may have capital gains or losses due to price changes in the fund's underlying assets. If you bought into a bond fund when interest rates were low, and you sell the fund when interest rates are high, you've probably sold your shares at a loss. Note that you can lose money like this with any kind of bond fund, including a fund that invests entirely in US government securities. How to make money in stock funds Finally, like bond funds, you can make money in stock funds using any of the three methods. However, with stock funds, most of your return comes from capital gains distributions made annually by the fund, or through increases in the fund's assets. You also should get some income from dividends that the underlying stocks pay to the fund, but most of the return will be in some form of capital gains. Stock funds normally distribute their dividend and internal capital gain income once a year, usually in December. As with all types of funds, you can tell the fund to either send you a check for the dividend and internal gain income, or you can have the fund reinvest your money by buying new shares. Copyright 1997 by David Luhman
Views: 11710 MoneyHop.com
Index Funds vs Mutual Funds
This video will explain to you what an index fund is and what a mutual fund is, the difference between the two and which one we think is better here at Soni Bros. An index fund is a low fee fund that tracks a market index. The most well-known US market index would be the S&P 500. If an index fund were to track this market index, it would have to purchase every investment in the index to achieve the same results. A market index is simply a selection of investments, to invest in this selection of investments is when you will need an index fund that tracks the desired market index. A mutual fund is a high fee fund that is managed by a team of professionals. Investors pool in their money into a single fund and let this team of professionals invest it in attempt to beat the market. Mutual funds attempt to beat their respective market indexes but the truth is, many fail to do so overtime. The reason why we favour index funds over mutual funds is because index funds give steady results (same results as market index )for very low fees. Mutual funds on the other hand, charge higher fees and it is not guaranteed that they will beat the market index, in most cases mutual funds fail to beat the market index. In conclusion, index funds are better in our opinion, because we feel they have lower fees and achieve better results. Please like, comment, and subscribe! Make sure to share this video! We're working hard to make these videos and we don't charge anyone money, so please, tell your friends, spread the word; it helps us out a lot. Background beats for quotes and ending beat by Lynval D'tchalis, check him out here: https://soundcloud.com/lynval-sundayswag-dtchalis To know more about us and the progress of our videos, follow on twitter https://twitter.com/MrSoniBros and follow Nikhil at https://twitter.com/MrNikkyG @MrSoniBros and @MrNikkyG and make sure to like us on Facebook! https://www.facebook.com/mrsonibros
Views: 53447 Soni Bros