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"The only true wisdom is in knowing you know nothing."
Cruelty to animals, also called animal abuse, animal neglect or animal cruelty, is the infliction by omission (animal neglect) or by commission by humans of suffering or harm upon any non-human. More narrowly, it can be the causing of harm or suffering for specific achievement, such as killing animals for food or for their fur; opinions differ about the extent of cruelty associated with a given method of slaughter. Cruelty to animals sometimes encompasses inflicting harm or suffering as an end in itself, defined as zoosadism.
Divergent approaches to laws concerning animal cruelty occur in different jurisdictions throughout the world. For example, some laws govern methods of killing animals for food, clothing, or other products, and other laws concern the keeping of animals for entertainment, education, research, or pets. There are a number of conceptual approaches to the issue of cruelty to animals.
For example, the animal welfare position holds that there is nothing inherently wrong with using animals for human purposes, such as food, clothing, entertainment, and research, but that it should be done in a way that minimizes unnecessary pain and suffering, sometimes referred to as "humane" treatment.
Utilitarian advocates argue from the position of costs and benefits and vary in their conclusions as to the allowable treatment of animals. Some utilitarians argue for a weaker approach which is closer to the animal welfare position, whereas others argue for a position that is similar to animal rights. Animal rights theorists criticize these positions, arguing that the words "unnecessary" and "humane" are subject to widely differing interpretations, and that animals have basic rights. They say that the only way to ensure protection for animals is to end their status as property and to ensure that they are never used as commodities.
Portfolio management is the art and science of making decisions about investment mix and policy, matching investments to objectives, asset allocation for individuals and institutions, and balancing risk against performance. Portfolio management is all about determining strengths, weaknesses, opportunities and threats in the choice of debt vs. equity, domestic vs. international, growth vs. safety, and many other trade-offs encountered in the attempt to maximize return at a given appetite for risk.
Strategic Asset Allocation.
The Key Elements of Portfolio Management.
Portfolio Management Tips for Young Investors.
One of the reasons most often given for not investing is a lack of knowledge and understanding of the stock market. This objection can be overcome through self-education and step-by-step through the years because investors learn by investing. Classes in investing are also offered by a variety of sources, including city and state colleges, civic groups, and not-for-profit organizations, and there are numerous books aimed at the beginning investor.
Early Higher Risk Allocation.
An Exemplary Egg.
The idea is to select stocks across a broad spectrum of market categories. This is best achieved through an index fund. Aim to invest in conservative stocks with regular dividends, stocks with long-term growth potential, and a small percentage of stocks with better returns or higher risk potential.
Certain AAA-rated bonds are also good investments for the long term, either corporate or government. Long-term U.S. Treasury bonds, for example, are safe and pay a higher rate of return than short- and mid-term bonds.
Keep Costs to a Minimum.